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What income is taken into account for my loan?

At MultiCredit, your financial capacity is determined on the basis of regular, verifiable income. The more stable and well-documented your earnings, the greater the amount you can potentially borrow. Income considered for your loan: salary, bonuses, incentives, secondary earnings, rental income… how it works at MultiCredit 1) Which income counts in your file? Category Treatment […]

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Credit for Swiss citizens

At MultiCredit, we offer tailored financing solutions designed to fit your situation and support your goals. Discover our two flagship offers — fully digital, transparent, and built around your needs. 1. MultiCredit Car Loan Finance your vehicle purchase with total freedom Loan amountFrom CHF 5,000 to CHF 80,000, depending on the vehicle’s value and your […]

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Newcomer credit

For a newcomer to Switzerland, obtaining a personal loan generally follows these steps: 1. Choose the right bank or broker, such as MultiCreditLarge banks (UBS, Credit Suisse, Raiffeisen, Cantonal Banks) offer a wide range of solutions. Smaller institutions or lenders specializing in expatriate loans may be more flexible with new arrivals.– Compare interest rates, application […]

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Leasing used car

MultiCrédit – your specialist for switching from a used-car lease to a smart loan Leasing a used car? Break free from the constraints of long-term leasing and become a vehicle owner with a MultiCrédit auto loan! Our unique expertise in buying out used-car leases lets you convert your lease payments into a loan tailored to […]

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Leasing Contract

MultiCrédit Suisse – Your Expert for Converting Your Leasing Contract into a High-Performance Loan In Switzerland, car leasing remains a popular way to drive affordably; yet an auto loan offers unmatched financial benefits and freedom. MultiCrédit Suisse, specialist in leasing buy-outs for CH-registered vehicles, supports you every step of the way to turn your leasing […]

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Car Leasing

MultiCrédit – your partner for turning your auto lease into a cost-effective loan Are you leasing a car and want to become its full owner while optimizing your budget? MultiCrédit, specialist in vehicle financing, leverages its leasing-buy-out expertise to offer you the loan solution that best fits your project. 1. Why choose MultiCrédit for your […]

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Best review loan Switzerland

At MultiCredit, we believe that an outstanding customer experience is measured above all by the genuine satisfaction of those we serve. Today, nearly 700 verified reviews award our service an exceptional score of 4.8/5. These figures are more than just metrics: they reflect the daily commitment we invest in every file. MultiCredit is dedicated to […]

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Differences Between a Vehicle Loan and Leasing

Cashflex Multicredit Sàrl Differences Between a Vehicle Loan and Leasing Aspect Vehicle Loan<br>(when you buy the car on credit) Leasing<br>(when you choose leasing) Mileage limits None – the car is yours to use freely. Yes – fixed in the contract. If exceeded, CHF 0.30 – 0.50 per extra km; annual cap applies. Repayment term Up […]

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0 % Leasing?

A True Auto Loan from MultiCredit Is the Smarter Choice You’ve probably heard about 0 % leasing offers and wondered if they’re really such a good deal. At MultiCredit, we believe in telling it like it is: we don’t offer zero-interest leasing. Why? Because a well-designed auto loan is often simpler, more affordable, and—most importantly—more […]

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Ending a Lease in Switzerland

Ending a Lease in Switzerland: What They Never Tell You… Have you signed a leasing contract only to realise it isn’t the best solution for you? Do you want to switch vehicles, lower your monthly payments, or simply regain your financial freedom? Terminating a lease in Switzerland is possible—but rarely straightforward. MultiCredit shows you how […]

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Lease or buy with financing

Changing your car is always a significant step. Whether it’s for pleasure, comfort, or everyday needs, one question quickly arises: should you lease or buy with financing? In Switzerland, both options are common – but they follow very different principles. MultiCredit helps you make a clear, informed decision. Leasing: Attractive on the surface, restrictive in […]

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Leasing without down payment

Zero Down Payment Leasing in Switzerland: Truly Interesting or Just a Marketing Gimmick? More and more advertisements are promoting leasing offers with no down payment. At first glance, it sounds tempting: drive a brand-new car without paying a single franc upfront. But is it really a good deal? At MultiCredit, we help you make smart […]

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