Each year in Switzerland, many households fall into an over indebtedness situation. There can be a variety of reasons: unexpected expenses, accident, dismissal, divorce, or any situation change. In such cases, some companies offer debt relief solutions. What are those solutions exactly? How does private deleveraging work? Explanation.
You own a credit card such a Visa or a Mastercard? Would you like to increase your credit card limite? Permanent or temporary increase, how to proceed? Explanation.
Are you the manager of your own company, or are you self-employed? Are you looking for solutions to get more cash-flow for your business? If a SME loan can be a solution, are there any alternatives? Overview of the situation.
Most of Visa and mastercard providers offer customers the possibility to notify vacation. What is this procedure for and should you use it to announce holidays? Explanation.
Do you need some supplementary budget to finance a project? Why not a small loan? What are the terms and conditions for a loan under 5,000 CHF? Explanation
Are you currently working in an embassy, consulate, or NGO in Switzerland? Then you probably hold a legitimation card instead of a residence permit. Is it possible to take out credit in this situation? MultiCredit guides you.
You need some cash quickly in order to finance a project or to face unexpected expenses? How to get your loan as fast as possible? Explanation.
A recent study published by moneyland.ch points out that most of credit card providers increased fees for Visa and Mastercard. Why such an increase? What cost for consumers? Explanation.
If a mortgage is the preferred solution to finance real estate, a loan can be a viable alternative in some rare cases. Which cases exactly, and how to choose between a mortgage or a loan? Explanation.
If you are facing financial problems, there are some companies offering debt reduction services. How does this solution work, and is it really efficient? Explanation.
A debt consolidation is a solution – not always known – to group your different commitments. It allows you to pay one monthly bill instead of several, but also to lower installment payments. What are the conditions to get a debt consolidation loan? Explanation.
For a personal loan, who determines the rate applied? How to estimate the interest rate of you future credit, or to benefit from the best rate of the market? Our explanation.
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