From traditional banks to financial consulting companies – the evolution of the financial sector
The financial sector is changing. New technologies have drastically changed the way financial companies handle a customer’s request.
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The loan stories that deserves to be followed
Irresistible Black Friday deals? Тight budget? Not with MultiCredit!
Like every year, Black Friday is the long-awaited day to do the biggest shopping. But do you know where this exceptional sales day comes from? Black Friday is probably the most important commercial event of the year. Now spread internationally, this commercial tradition first appeared in the United States around 1930. It represents the Friday […]
Tax deduction and personal loan: how to proceed?
Each year, many borrowers forget to deduce interests on current loans from their tax declaration. How does this deduction work, and which document do you need? Explanation.
ZEK: last statistics for 2015
Each year, the ZEK releases statistics about consumer loan in Switzerland for the previous year. What are the number for 2015, and what are the trends for 2016? Explanation.
House construction cost in Switzerland
Are you looking to buy your own house and become an owner? Do you know how much does a house cost in Switzerland? Here are some pieces of information regarding the building cost of a house in our country.
Increase of credit card fees
A recent study published by moneyland.ch points out that most of credit card providers increased fees for Visa and Mastercard. Why such an increase? What cost for consumers? Explanation.
Financial intermediaries : online identification
Since 18 March 2016 FINMA allows to establish a business relationship between financial intermediaries and customers by video transmission. Explanations.
Private loan : discover what’s new for 2016 !
Since 1st january 2016, two major changes have taken place in the field of private loan : longer extension of time before the revocation and strictly budget calculation. What are the consequences of these changes for the customers?
2016 : change in the maximum interest rate for consumer credit services
From July 2016, the maximum interest rate for consumer credit services in Switzerland will be lowered from 15% to 10%. What are the real consequences for consumers? Will they really be better protected with this new interest rate for consumer credit?
Equipment leasing: a new financing alternative
Each year, Swiss firms are signing new equipment leasing contracts and investments related to this market amount to billions of dollars. This funding solution gives companies the possibility to purchase various equipment and corporate vehicles, but also computer equipment! How does it work exactly and why is this financing alternative so successful?
Your credit history: what you should know about it
When you make a credit request to a Swiss bank, their first concern, in general, is to know if you will be able to reimburse your loan or not. In other words, each bank will make sure to check your solvency tendency (if you are punctual and steady with your repayments?) before they grant you a credit. How do banks get all these information? Can you clear your credit history or make it better? Here is some useful piece of information:
Debt consolidation: how exactly does it work?
You probably already heard about « debt consolidation », also known as credit repair in the US. How exactly does it work? A debt consolidation, consists in getting a consolidation loan from a bank, in order to pay off all your debts. Why is it convenient and what is the process for it? Let’s have a look.
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