Enter an amount, a duration and a fixed rate: our personal loan calculator estimates monthly payments, total cost and interest according to the Swiss Consumer Credit Act (CCA). Ideal for comparing several scenarios before submitting a request to MultiCredit. What is it for? How to use the calculator (3 steps) Tip: Test 2–3 different durations […]
V Accessing a first loan is often a major milestone: buying a car, funding education, furnishing a first apartment… These projects mark the transition to independence, but they also come with a new financial responsibility. At MultiCredit, we believe that a loan should be a tool for freedom—never a source of dependency. This is why […]
Taking out a consumer loan allows you to finance personal projects — buying a vehicle, home renovations, travel, a wedding, or consolidating debts. But when life brings unexpected events, your repayment capacity can be affected. Illness, an accident, or job loss can quickly turn a manageable loan into a source of stress. This is why […]
In Switzerland, holding a civil servant status offers job stability and predictable income, which can make it easier to obtain a personal (consumer) loan — provided that the Swiss Consumer Credit Act (LCC) rules are respected and your budget remains sustainable. At MultiCredit, we value your civil servant profile to design a tailored, transparent, and […]
Buying a home in Switzerland requires a down payment of at least 20%, of which at least 10% must come from “hard” equity — personal savings or cash not derived from pension funds.In this context, the temptation to use a consumer loan to “create” part of that down payment is understandable.But is it possible? And […]
A divorce or separation means rebuilding two lives: two homes, legal fees, new arrangements for children, and sometimes a buyout of shared property or repayment of joint debts.Used wisely, a consumer loan can act as a financial buffer — provided it remains responsible, transparent, and compliant with Swiss LCC law. At MultiCredit, we help you […]
Need to finance a project, smooth out an expense, or consolidate debts?In Switzerland, consumer credit (LCC) is a fixed-rate personal loan repaid in monthly installments over 6 to 84 months.At MultiCredit, we focus on a clear and responsible offer: suitable amount, comfortable monthly payment, optimized total cost. Key facts (Final conditions depend on your profile, […]
Since 1999, MultiCredit has been helping Swiss individuals and homeowners bring their personal and financial projects to life. With over twenty years of experience, our team offers a complete range of responsible financing solutions, compliant with the Federal Consumer Credit Act (LCC) and tailored to your profile, assets, and goals. Personal Loan The MultiCredit personal […]
Taking out a personal loan is an important decision. Before committing, it’s essential to understand the true cost of the loan, how it evolves over time, and the options for optimisation. This is where the personal loan simulator comes in—an indispensable tool offered by MultiCredit to help you visualise your financing in a clear, transparent, […]
Many property owners in Switzerland face a paradox: they own a highly valuable property, yet their bank won’t grant additional financing. Their assets are substantial, but liquidity lags behind. This is exactly where the mezzanine loan comes in—a flexible and smart financing solution from MultiCredit, starting at CHF 200,000. What is mezzanine financing? A mezzanine […]
Taking out a loan in Switzerland is not just about meeting an immediate need — it’s often a strategic decision, connected to a life stage, a professional opportunity, or a period of transition.Self-employed professionals, entrepreneurs, and individuals from various fields use credit to stabilize their activity, invest in growth, or protect their cash flow without […]
Private Credit in Switzerland: More Than a Simple Consumer Loan Taking out a private loan in Switzerland goes far beyond a simple consumer credit. It’s a versatile financial tool used by a wide range of people individuals, diplomats, doctors, self-employed professionals, lawyers, and entrepreneurs to meet personal, professional, or wealth-management needs. Thanks to the strength […]
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