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Crédit privé

Private credit for cohabiting couples

At MultiCredit, we understand that life and investment projects lie at the heart of your aspirations—even when you live together without being married. Whether you need to finance the purchase of a property, carry out renovation works, or realize other personal plans, MultiCredit supports you in your private credit application while taking your specific situation […]

Optimising credit applications with a B licence

Even with a B permit, you can optimize your private loan application. Although this temporary status doesn’t offer the same long-term security as a C permit, it can still be an asset when highlighted correctly in your financial file. Here’s how: Key Point Before You ApplyAlthough a B permit is temporary, you can turn it […]

Credit with legitimation card

At MultiCredit, we understand that an official legitimization card is a valuable asset, proving your legitimacy and professional or administrative standing. This document strengthens the credibility of your file and can help you secure favorable terms on your private loan. Here’s how to optimize your loan application when you hold a legitimization card: 1. Highlight […]

Credit for foreigners in Switzerland

How MultiCredit Simplifies and Optimizes Loan Requests for Foreigners in Switzerland At MultiCredit, we recognize that accessing financing can pose unique challenges for foreigners—whether you’re funding a personal project, a real-estate investment, or addressing other financial needs. That’s why we’ve developed tailored solutions that account for the various residency statuses and documentation requirements of our […]

Buying a lease before the end of its term

Leasing—whether private or commercial—is a convenient and popular financing solution in Switzerland. However, circumstances can change: shifting needs, payment difficulties, purchase opportunities, or simply the desire to regain control of your vehicle or equipment. In such cases, an early lease buyout can be a strategic alternative—provided you understand the rules, costs, and benefits. 🔄 What […]

How can I improve my credit score when applying for finance?

To improve your credit score, it’s essential to work on several fronts that reflect your financial strength and reliability in the eyes of lenders. Here’s how you can act on each of the factors credit institutions evaluate: 💰 Liquidity (Financial Capacity)Objective:Show that you generate enough income to repay the requested loan.Sub-criteria: 📈 Solvency (Payment Reliability)Objective:Prove […]

How can I improve my creditworthiness when applying for credit?

To improve your solvency for a loan application, you need to show lenders that you have the capacity and consistency to meet your financial commitments. Here are several strategies to strengthen your solvency profile: Key Takeaway Before Applying for CreditA holistic approach—punctual payments, debt reduction, credit-file optimization, and improved liquidity—reinforces your solvency. Combined with personal […]

Credit for doctors

A reliable and discreet financing solution to support you at every stage of your medical practice. Are you an independent general practitioner—working solo or in a shared clinic?Do you need to finance the purchase of medical equipment, fit out your practice, acquire an existing patient base, or simply bolster your cash flow while awaiting reimbursements? […]

Independent dentist credit

As an independent dentist, you know how strategic the financial management of your practice is. Investing in cutting-edge equipment, modernizing your treatment rooms, expanding your patient base, or meeting a temporary cash-flow need—every decision matters. At MultiCredit, we offer tailored financing solutions for your private practice: simple, fast, and fully confidential. 🔎 Try our loan […]

Crédit privé

Independent credit for caterers

Invest in your equipment, your team, or your events without stress—thanks to MultiCredit. Are you an independent caterer or do you run a catering or culinary events company in Switzerland?Do you need to finance a refrigerated vehicle, mobile kitchen equipment, a major event, or simply bolster your cash flow to handle seasonal fluctuations with a […]

Independent credit for engineers

Finance your projects, your equipment, or your professional growth with ease—thanks to MultiCredit. Are you an independent engineer or the head of a technical office in Switzerland?Do you need to fund a project, purchase hardware, hire staff, or shore up your cash flow while waiting for client payments? At MultiCredit, we understand the concrete demands […]

Credit for notaries

Launch your practice, your projects or your professional needs with complete discretion thanks to MultiCredit. Are you an independent notary, a partner or setting up your practice in Switzerland?Do you need short-term cash flow, funding for a professional project, a buy-in or new equipment?Would you like to act swiftly, without going through rigid, complex banking […]

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T: 026 322 23 10   M: 079 936 31 75
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