Credit for Swiss citizens
Blog | Blog | Car Credit | Credit | Credit card | Uncategorized
At MultiCredit, we offer tailored financing solutions designed to fit your situation and support your goals. Discover our two flagship offers — fully digital, transparent, and built around your needs.
1. MultiCredit Car Loan
Finance your vehicle purchase with total freedom
Loan amount
From CHF 5,000 to CHF 80,000, depending on the vehicle’s value and your financial profile.
Repayment term
From 12 to 84 months, adjustable to match your payment capacity.
Interest rate
The best available rate based on the strength of your application.
Key advantages
- Instant online simulation with no impact on your credit score.
- Approval within 24 working hours — so you don’t miss out on the opportunity.
- Early repayment allowed at any time, with no penalties.
- Optional vehicle assistance pack: breakdown coverage and roadside help.
Fast and simple application process
- Complete our dedicated car loan simulator.
- Upload your vehicle quote or pro forma invoice.
- Receive a personalized offer and sign electronically.
- Get funded and drive away immediately.
2. MultiCredit Personal Loan
Bring your plans to life with flexible financing
Available amount
From CHF 3,000 to CHF 400,000, based on your creditworthiness.
Repayment term
From 6 to 120 months, with the possibility to adjust monthly payments during the loan term.
Flexible rates
Starting from 4.9% APR, negotiable depending on your file quality.
Main benefits
- Free use of funds: home improvements, travel, education, family events, etc.
- No processing fees.
- Flexible repayment: adjust your monthly payments directly from your client portal.
- Optional insurance: coverage for death, disability, or job loss, tailored to your needs.
Steps of your application
- Online simulation in just a few clicks.
- Secure upload of your documents (ID, income proof, bank statements).
- Fast assessment and response within 24–48 hours.
- Electronic signature and fund transfer within 48 hours.
Why choose MultiCredit?
Greater flexibility
Employment and collateral conditions tailored to your personal situation.
Fast turnaround guaranteed
Decision within 24 hours for car loans, and 48 hours for personal loans.
Personalized support
A dedicated advisor will handle your file from start to finish and answer all your questions.
Full transparency
Rates, fees, and terms clearly explained from the first simulation — no hidden costs.
100% digital
From simulation to signature, everything happens online for maximum convenience and speed.
Ready to make your project happen?
👉 Get started now with a free simulation and receive your personalized offer in just minutes: https://multicredit.ch/en/
