A mortgage is not only about the interest rate. It is a financing structure that must remain aligned with your project, your budget, and your long-term plans. Whether you are buying a primary residence, financing a second home, renewing an existing mortgage, or optimizing a first- and second-rank structure, small differences in terms and strategy can translate into significant savings over time.
Your villa, primary residence, secondary home, or income-generating property is more than real estate. It is capital.
The real question is not whether you have equity tied up in your property. The real question is: how can you use it strategically without selling under pressure?
Mezzanine financing — also known as junior debt or second-ranking financing — is an alternative solution that complements your existing mortgage.
Capital is often locked where you least expect it: in your assets.
Whether you are a private individual or a business owner, you may hold valuable assets that still carry significant market value — vehicles, land, apartments, machinery, artwork, aircraft, yachts, or technical equipment.
Get in touch with our partner PrestaFlex
PrestaFlex Service is our long-time partner, active on the Swiss market since 2013 and having a professional team of specialists, who will help you finance your need in a simple and advantageous way.
PrestaFlex Service offers financing from CHF 100’000 to 5 million with a fast decision process (3 to 5 working days from receipt of all documents) and a payment within 10 days after signing the contract.
Anxious to provide individualised solutions, they prioritise listening and customer relations in order to best respond to each request through neutral advice as well as an overall analysis of your needs.
With over 20 years of experience in the Swiss credit sector, we have developed in-depth market knowledge. Our advisors are fully versed in the specifics of the Consumer Credit Act (LCC) and will do everything possible to guide you towards the best financing solution.
We collaborate with several renowned Swiss financial partners to offer you the most advantageous rates and terms truly tailored to your situation. We negotiate rates on your behalf to allow you to benefit from the best private loan offers in Switzerland.
At MultiCredit, there are no hidden fees. We provide you with clear and detailed information on all costs associated with your loan: interest rates, any administrative fees, etc. This ensures you receive support with complete confidence, free from any unpleasant surprises.
Take advantage of attractive interest rates tailored to your profile. The overall effective rate will depend on your financial situation (income, expenses, payment history, etc.) and the duration of your personal loan.
Whether you need CHF 3,000 or CHF 400,000, we tailor the size of your financing to your project. This wide range offers you the flexibility to cover diverse needs.
With MultiCredit, you choose the repayment period that suits your budget, from 12 to 84 months. This allows you to adjust your monthly payments to maintain your financial stability.
Our application process is 100% secure and designed to save you time:
Our team assists you at every stage, from compiling your application to receiving the funds. We remain available to answer all your questions, advise you, and offer personalized support.
Estimate your budget with our calculator and take a look at our case studies
Calculate my budget >For more information, consult our specialist or ask us for an offer!
