Ending a Lease in Switzerland

Ending a Lease in Switzerland: What They Never Tell You…

Have you signed a leasing contract only to realise it isn’t the best solution for you? Do you want to switch vehicles, lower your monthly payments, or simply regain your financial freedom? Terminating a lease in Switzerland is possible—but rarely straightforward. MultiCredit shows you how to take control of your budget.

Leasing: a rigid commitment

A leasing contract usually ties you in for several years. During that time, you don’t actually own the car: you pay for it, maintain it, assume the risks—yet it isn’t yours. And if you want to end the contract early, you often face high costs: penalties, buying out the residual value, or paying the remaining instalments.

In short: cancelling is expensive, especially if you still have a long way to go before the contract ends.

You’re not stuck. There is a solution.

Every year, MultiCredit helps clients exit burdensome leases in a smart way. With our lease buy-out solution, we finance the remaining balance owed to the leasing company. You then become the full owner of the vehicle and can repay at your own pace, with instalments tailored to your budget.

What are the advantages?

• You keep your car but are no longer trapped by the leasing contract.
• You choose freely whether to sell it, keep it, or refinance it according to your needs.
• You regain financial flexibility—no pressure, no imposed obligations.
• No more mileage limits, wear-and-tear penalties, or return conditions.

MultiCredit supports you, step by step

A MultiCredit adviser reviews the buy-out amount and the terms of your current contract with you, then offers a clear solution—no hidden fees, no jargon. We handle the entire transfer process with your current lessor so you can regain control without stress.

Ending a lease is difficult. Turning it into freedom is our job.

MultiCredit – Take the wheel. For real.

Article contributed by Munur Aslan, Director of PrestaFlex