Leasing used car
Blog | Blog | Car Credit | Uncategorized
MultiCrédit – your specialist for switching from a used-car lease to a smart loan
Leasing a used car? Break free from the constraints of long-term leasing and become a vehicle owner with a MultiCrédit auto loan! Our unique expertise in buying out used-car leases lets you convert your lease payments into a loan tailored to your budget and goals.
1. The MultiCrédit advantage for used-car leasing
- In-depth knowledge of used vehicles
Our advisors understand every detail of used-car lease contracts: vehicle history, remaining mileage allowance, wear-and-tear tables, and penalty fees. - Optimized negotiations
MultiCrédit deals directly with your lessor to renegotiate the residual value, reduce return costs, and turn your lease into a loan at the most competitive rate.
2. Loan vs. used-car lease: your benefits
| Criterion | Used-Car Lease | MultiCrédit Auto Loan |
|---|---|---|
| Vehicle ownership | Often comes with an expensive purchase option | You own the car from the first payment |
| Mileage & usage | Capped → extra charges if exceeded | Unlimited mileage and penalty-free use |
| Condition & wear-and-tear | Penalties per return-condition schedule | No normal-wear penalties |
| Financial flexibility | Fixed, rigid payments | Flexible installments, early repayment anytime |
| Total cost & interest rate | Lease rates can be high, term fixed | Generally lower loan rates, customizable term |
3. Your simple buy-out process in 4 steps
- Fast, free simulation
Receive a buy-out estimate within 48 hours based on your vehicle’s model, age, and remaining mileage. - Approval & negotiation
Once you give the go-ahead, MultiCrédit negotiates with the lessor to optimize the residual value and finalize the lease cancellation. - Loan signing
You sign a clear credit agreement with a guaranteed fixed rate and a detailed repayment schedule tailored to your profile. - Become the owner
From the very first payment, the used car is yours—no return obligations or hidden costs.
4. Tailored support
- Personalized advice
A dedicated expert reviews your file and adjusts the loan amount and term to match your repayment capacity. - Full transparency
All costs (interest, insurance, processing fees) are disclosed before you sign. - Support until the end
MultiCrédit stands by you throughout the life of your loan, ready to answer questions or make adjustments as needed.
5. Get started today!
Don’t let your used-car lease limit your mobility. Contact MultiCrédit by phone, email, or via our online form and receive your personalized buy-out simulation within 48 hours.
Choose ownership, take control of your budget – with MultiCrédit, get an efficient, transparent, and perfectly tailored auto loan.
An article by Munur Aslan, Director of MultiCredit
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Please fill in the form and our consultant will reach out to you as soon as possible!
