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Asset-Based Financing

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Unlock Capital from the Assets You Already Own

Leverage existing business assets to improve liquidity and fuel growth.

Capital is often locked where you least expect it: in your assets.

Whether you are a private individual or a business owner, you may hold valuable assets that still carry significant market value — vehicles, land, apartments, machinery, artwork, aircraft, yachts, or technical equipment.

The question is simple:
Why sell when you can leverage?

Asset-based financing allows you to unlock liquidity by using your assets as collateral — without losing ownership.

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What Is Asset-Based Financing?

Asset-based financing is a structured loan secured by tangible assets.

Instead of focusing exclusively on income ratios or banking models, the financing is primarily based on:

  • The market value of the asset
  • Its liquidity and resale potential
  • Its legal structure and ownership clarity

You remain the owner.
The asset serves as collateral.

Eligible Assets

We structure financing solutions for a wide range of assets, including:

1

Vehicles & Fleets

Luxury cars, classic cars, commercial vehicles, fleets.

2

Real Estate & Land

Apartments, development land, secondary residences.

3

Machinery & Industrial Equipment

Production lines, construction machines, specialized technical systems.

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4

Aviation & Marine Assets

Private jets, helicopters, yachts.

5

Specialized Equipment

Medical devices, laboratory equipment, professional tools.

If the asset has proven value and market depth, it can potentially be financed.

Why Use Asset Financing?

Asset financing is often used to:

  • Strengthen working capital
  • Finance a business opportunity
  • Bridge temporary liquidity needs
  • Reinvest without selling strategic assets
  • Avoid dilution (for entrepreneurs)
  • Optimize timing in volatile markets

Selling is permanent.
Financing is strategic.

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Financing Parameters

  • Amounts: CHF 30,000 to CHF 5,000,000
  • Duration: 12 to 36 months (up to 60 months in some cases)
  • Early repayment possible
  • Fast decision in principle
  • Flexible repayment structures

Each structure is adapted to the asset type and the client profile.

For Private Individuals

You may own valuable assets but prefer not to sell:

  • Classic vehicles
  • Fine art
  • Secondary properties
  • Yachts or aircraft

Asset-backed financing allows you to generate liquidity while maintaining control.

For Businesses

Companies often hold significant value in:

  • Machinery
  • Vehicle fleets
  • Equipment
  • Real estate

Instead of increasing unsecured debt, you can structure financing directly backed by your balance sheet assets.

This improves flexibility and preserves banking lines.

Structured & Confidential

Asset financing requires:

  • Avoid forced or premature sales
  • Seize time-sensitive opportunities
  • Optimize market timing
  • Restructure assets intelligently

We work with specialized lenders and investors capable of analyzing non-standard assets.

Each case is handled with discretion and pragmatism.

Strategic Liquidity

Liquidity is not always about income.
Sometimes it is about structure.

If you hold valuable assets, you hold financial leverage.

We help you transform that leverage into liquidity — efficiently, rapidly, and strategically.

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For more information, consult our specialist or ask us for an offer!

T: 041 726 71 00   M: 079 936 31 75
info@multicredit.ch

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