Leasing Contract
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MultiCrédit Suisse – Your Expert for Converting Your Leasing Contract into a High-Performance Loan
In Switzerland, car leasing remains a popular way to drive affordably; yet an auto loan offers unmatched financial benefits and freedom. MultiCrédit Suisse, specialist in leasing buy-outs for CH-registered vehicles, supports you every step of the way to turn your leasing contract into a bespoke auto loan, fully compliant with Swiss regulations and practices.
1. Deep Expertise in Swiss Leasing
- Knowledge of Local Regulations
Our advisors master the specifics of LOA (Lease with Purchase Option) and LLD (Long-Term Rental) contracts in Switzerland, as well as FINMA requirements and Swiss banking standards. - Direct Relationships with Swiss Lessors
MultiCrédit negotiates on your behalf with leading leasing companies (banks, specialized lessors, importers) to optimize the residual value and minimize return penalties.
2. Advantages of an Auto Loan in Swiss Francs
| Criterion | Swiss Leasing | MultiCrédit Auto Loan |
|---|---|---|
| Ownership | Vehicle leased, purchase option at end of contract | You own the car as soon as the loan is disbursed |
| Mileage Limit | Capped (e.g. 20 000 km/year) → extra charges if exceeded | Unlimited mileage – drive without constraints |
| Wear & Penalties | Penalties on return based on Swiss tariff | No normal-wear penalties |
| Financial Flexibility | Fixed payments, limited options | Adjustable installments, penalty-free early repayment |
| Interest Rate & Total Cost | Often indexed to Libor/SARON, higher over the long term | Competitive fixed rate, customizable term |
| Tax Advantage (Businesses) | 100 % of lease payments deductible during term | Depreciation and interest deduction per Swiss accounting rules |
3. Your Simplified Buy-Out Journey in Switzerland
- Online Simulation in CHF
Receive a free estimate within 48 h as soon as you provide vehicle model, remaining lease payments, mileage, and contract duration. - Negotiation & Buy-Out
Once you approve, MultiCrédit renegotiates the residual amount and closes your leasing contract with the Swiss lessor. - Loan Disbursement
You sign a new loan agreement in Swiss francs, with a guaranteed fixed rate and a detailed repayment schedule compliant with FINMA. - Drive as Owner
From the first payment, the car is yours—total freedom, no hidden fees or return penalties.
4. Local, Tailored Support
- Advice in English, French, German, or Italian
A dedicated advisor speaking your language tailors the financing plan to your tax situation (private or corporate). - Transparency & Compliance
All costs (interest, casco insurance, processing fees) are clearly disclosed before you sign, in line with Swiss consumer-protection rules. - Support Through to Final Repayment
MultiCrédit stays by your side until the last installment, with after-sales service ready to assist with any adjustments.
5. Take Action Now
Don’t let your leasing limit your driving freedom or strain your budget. Contact MultiCrédit Suisse by phone, email, or via our online form and receive your personalized buy-out simulation within 48 hours.
Choose ownership, optimize your finances: with MultiCrédit Suisse, enjoy a transparent, competitive auto loan perfectly tailored to the Swiss market.
An article by Munur Aslan, Director of MultiCredit
