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How to obtain credit in Switzerland when you are an expatriate, a diplomat, or an international civil servant?

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Is it possible to find a loan when you are an expatriate?

Switzerland is famous for its high standard of living and clean image. The country attracts many expatriates every year, seduced by the interesting tax system and the attractive living environment. You have decided to take action and you are now part of those people who are moving to the Helvetic country.

While your new lifestyle suits you perfectly, you want to invest in a personal project. However, you don’t know how to obtain a loan, or even what conditions you need to meet. MultiCredit will explain to you all the steps!

What is your project?

If you want to finance your children’s education such as private schools and universities, buy land, a house, a building in your home country, or simply buy a car, our team is perfectly able to advise you. Our consultants speak English and we have handled many projects from expatriates. Therefore, we can treat your requests without any difficulty and you will benefit from the necessary comfort and flexibility.

If you collaborate with us, you will have no administrative complications since we take care of all the steps from the analysis of your file to the connection with our network of partners. Since 1999, we are credit specialists and the satisfaction of our many customers is the result of our qualitative and solution-oriented work.

We help managers, executives, and directors of multinational companies located in Geneva, Zurich, Zug, and Basel

We target people who hold key positions such as:

  • International civil servant
  • Diplomatic staff
  • Employee of an international organization (UN, WHO, WTO, World Trade Organization, Gavi alliance, Global found, and more)
  • Employee for a mission, a consulate, or an embassy
  • Heads of mission

We understand your profile perfectly. We will be able to treat your request with seriousness and we guarantee you the discretion and confidentiality of your consumer loan.

You have many possibilities as an expatriate

One of the advantages of working with us is the ability to pay in advance. Indeed, if you receive a bonus, a reward, or an important allowance, you have the possibility of repaying totally or partially the credit and you will have a decrease in the interests on the period not used. In addition to that, you do not have to pay a penalty.

Take advantage of the prepayment

Remember that the interest is paid in the first year of the contract for credit with a constant annuity. Therefore, it is very advantageous to pay in advance.

Let’s take the case where you have obtained financing for a monthly payment of CHF 1’000:

  • It is possible to pay CHF 1’500 or 2’000.
  • You can pay CHF 5’000 to 10’000.
  • You have the choice to pay the total amount.

Don’t forget that the interest and the debt are tax deductible.

Make your choice among our solutions

MultiCredit offers you a wide range of financing options:

Our loans for expatriates are perfectly adapted to your situation and you can receive an amount between CHF 3’000 and 400’000 over 12 to 84 months. MultiCredit is your ideal partner to accompany you on the Swiss territory.

What are the benefits of working with us?

MultiCredit has been built for many years thanks to quality work and a network of partners allowing the company to propose adapted solutions to the customers.

Our advantages allow us to stand out from the competition:

  • Your application is treated free of charge
  • We are flexible
  • We offer you total transparency for your file
  • You get low rates

Our loan calculator is simple to use and you can easily determine which loan amount you want to request.

What are the requirements for your application?

You have to meet these 4 conditions:

  • Possess a B permit for 6 months.
  • Possess a legitimation card for at least 6 months. You can have a B, C, D, E, S, R, and H card.
  • Work in Switzerland and have a permanent or long-term contract.
  • Do not have any pending lawsuits.

These are the only conditions that must be respected to get the amount you want.

Why should you work with our team?

Our company will charge you no fees. Unlike other lenders that could charge origination fees and late fees, when you obtain a loan from us, the only thing you pay is your principal amount and interest.

  • We charge no application files fees
  • You will not have extra payment fees
  • Finally, you have no annual fees

You can apply online and find your loan possibilities in as little as 5 minutes and you could be approved between 24 and 48 hours only.

Make your projects a reality with MultiCredit.

The article was written by Ivan Popovic.

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