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What income is taken into account for my loan?

At MultiCredit, your financial capacity is determined on the basis of regular, verifiable income. The more stable and well-documented your earnings, the greater the amount you can potentially borrow. Income considered for your loan: salary, bonuses, incentives, secondary earnings, rental income… how it works at MultiCredit 1) Which income counts in your file? Category Treatment […]

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Credit for Swiss citizens

At MultiCredit, we offer tailored financing solutions designed to fit your situation and support your goals. Discover our two flagship offers — fully digital, transparent, and built around your needs. 1. MultiCredit Car Loan Finance your vehicle purchase with total freedom Loan amountFrom CHF 5,000 to CHF 80,000, depending on the vehicle’s value and your […]

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Newcomer credit

For a newcomer to Switzerland, obtaining a personal loan generally follows these steps: 1. Choose the right bank or broker, such as MultiCreditLarge banks (UBS, Credit Suisse, Raiffeisen, Cantonal Banks) offer a wide range of solutions. Smaller institutions or lenders specializing in expatriate loans may be more flexible with new arrivals.– Compare interest rates, application […]

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Best review loan Switzerland

At MultiCredit, we believe that an outstanding customer experience is measured above all by the genuine satisfaction of those we serve. Today, nearly 700 verified reviews award our service an exceptional score of 4.8/5. These figures are more than just metrics: they reflect the daily commitment we invest in every file. MultiCredit is dedicated to […]

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Personnal loan Luzern

MultiCredit in Lucerne: A Personal Loan That’s Simple, Human, and Truly Made for You Lucerne – nestled between lakes and mountains, culture and innovation – is a city where life projects naturally take shape. Whether you’re planning to buy a car, support your children’s education, or cover an unexpected expense, MultiCredit is by your side […]

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Personnal Loan Zug

MultiCredit in Zug: Your Trusted Partner for Tailor-Made Personal Loans Since 1999, we’ve helped secure thousands of personal loans throughout Switzerland! Our 4.8-star rating on Google, with hundreds of positive reviews, reflects the outstanding quality of our service across the country. In a canton like Zug, known for its high quality of life and economic […]

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Personnal Loan Winterthur

Dear Residents of Winterthur, In a city as dynamic and innovative as Winterthur—where medieval Old Town charm meets the Technopark and the banks of the Töss—every project, whether it’s purchasing a new vehicle, financing renovation work, or consolidating your loans, deserves tailored, speedy, and fully transparent support. MultiCredit, your private-loan specialist in Switzerland, delivers exactly […]

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Personnal Loan St-Gallen

Dear Residents of St. Gallen, In a historic and vibrant city like St. Gallen, every undertaking—whether financing a new vehicle, carrying out renovation work, or consolidating existing loans—deserves tailored, fast, and fully transparent support. MultiCredit, your private-loan specialist in Switzerland, offers exactly that: an exceptional service combining local expertise with cutting-edge digital solutions to guide […]

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Personnal Loan Basel

Dear Residents of Basel, In a city as dynamic and cosmopolitan as Basel, every endeavor—whether purchasing a new vehicle, financing renovation work, or consolidating your loans—deserves personalized, prompt, and transparent support. MultiCredit, your private-loan expert in Switzerland, offers exactly that: a first-class service combining local expertise with cutting-edge digital solutions to guide you through every […]

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How to increase my private credit in Switzerland

Analysis of Your File Assessment of Income and Expenses Regular and Timely Payments Prudent Use of Credit Debt Restructuring and Consolidation Strengthen Your Relationship with Your Bank Tools and Monitoring Expert Guidance Key TakeawayImproving your private credit in Switzerland starts with disciplined money management, consistently meeting payment deadlines, and using credit judiciously. By identifying weak […]

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Credit extension

How to Obtain an Extension on Your Private Loan in Switzerland: The MultiCredit Guide At MultiCredit, we understand that over time your plans evolve and your financial needs may grow. Getting an extension on your private loan allows you to increase the original amount you borrowed to finance new projects, carry out renovations, or consolidate […]

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