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Moto loan: what are the benefits of this solution?

Blog | Credit

How does it work?

A moto loan works the same way as any “consumer credit”: you borrow money from a bank or a financial instituion. The amount can be used to buy your vehicle. The reimbursement is done every month with a fixed amount paid directly towards the bank.

Flexible conditions

The first advantage of this kind of alternative is the freedom offered by the loan. Indeed, a personal loan comes with flexible arrangements:

  • Amount: from 2,000 (or 3,000) Chf to 250,000 Chf
  • Repayment: over 12 to 72 months, sometimes more

Benefits

A moto loan brings some advantages. Indeed, a private loan will allow you to fully purchase the vehicle, and become it’s legitimate owner. Globally, this solutions comes with the following benefits:

  • Full or partial funding: get the amount needed for your project to come true
  • New or second-hand: buy the vehicle from any seller
  • The choice of the vehicle: choose freely the brand and motel of your future motorcycle
  • Insurances: casco is optional, and generally cheaper
  • Tax deduction: deduce the interest of your loan from your tax declaration
  • Early repayment: spare on the interest if you make an early repayment

The cost of a moto loan

The cost mainly depends of the borrowed amount and the repayment duration, but from the interest rate as well. For information, a 5,000 loan over 12 months:

  • Represents a total interest of 209 Chf
  • Involves a 434 Chf monthly repayment (interest included)
  • With a 7.9% rate

MultiCredit supports its clients in their daily lives

When you call on MultiCredit, you are putting your trust in a specialist who has been operating in Switzerland since 1999. Our experts have extensive experience in financing.

More than 90’000 clients have placed their trust in us over the course of our 23-year history. We take care of your request free of charge and with speed between 24 and 48 hours. We always put people first, on all projects and with tailor-made solutions.

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