Increase the limit of your credit card
You own a credit card such a Visa or a Mastercard? Would you like to increase your credit card limite? Permanent or temporary increase, how to proceed? Explanation.
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The loan stories that deserves to be followed
What are the alternatives to SME loans?
Are you the manager of your own company, or are you self-employed? Are you looking for solutions to get more cash-flow for your business? If a SME loan can be a solution, are there any alternatives? Overview of the situation.
Mastecard – Visa: why telling the provider?
Most of Visa and mastercard providers offer customers the possibility to notify vacation. What is this procedure for and should you use it to announce holidays? Explanation.
Small loan: which conditions to borrow a small amount?
Do you need some supplementary budget to finance a project? Why not a small loan? What are the terms and conditions for a loan under 5,000 CHF? Explanation
How to get a loan with a legitimation card?
Are you currently working in an embassy, consulate, or NGO in Switzerland? Then you probably hold a legitimation card instead of a residence permit. Is it possible to take out credit in this situation? MultiCredit guides you.
Quick loan: how long does it take to get its money?
You need some cash quickly in order to finance a project or to face unexpected expenses? How to get your loan as fast as possible? Explanation.
Increase of credit card fees
A recent study published by moneyland.ch points out that most of credit card providers increased fees for Visa and Mastercard. Why such an increase? What cost for consumers? Explanation.
Real estate financing: loan or mortgage?
If a mortgage is the preferred solution to finance real estate, a loan can be a viable alternative in some rare cases. Which cases exactly, and how to choose between a mortgage or a loan? Explanation.
Debt reduction: how does it work?
If you are facing financial problems, there are some companies offering debt reduction services. How does this solution work, and is it really efficient? Explanation.
What are the conditions to get a debt consolidation loan?
A debt consolidation is a solution – not always known – to group your different commitments. It allows you to pay one monthly bill instead of several, but also to lower installment payments. What are the conditions to get a debt consolidation loan? Explanation.
Loan interest rate: who decides and how to get a better rate?
For a personal loan, who determines the rate applied? How to estimate the interest rate of you future credit, or to benefit from the best rate of the market? Our explanation.
Debit processing (LSV) or Direct Debit (DD): management of your payments!
Do you have difficulties to make your payments on time? Do you want to have a better organisation for the management of your bills? Do you know the debit processing (LSV) from the banks or the Direct Debit (DD) from PostFinance?
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