A debt consolidation is a solution – not always known – to group your different commitments. It allows you to pay one monthly bill instead of several, but also to lower installment payments. What are the conditions to get a debt consolidation loan? Explanation.
The over credit limit is the maximum amount that you can use to pay with your credit card. When the credit limit is over, different penalty fees occur.
Your wallet is full of credit cards and makes your finances uncomfortable ? Let’s discover our tips to optimize your budget and refind a healthy economic situation !
As a consumer you have the choice between a personal loan or a credit card if you need a financial help. What are the costs for a credit card in comparsion with a private loan?
Since 1 August 2015, the combination of a half price rail card with a free Visa card doesn’t exist anymore. The holders of the old formula automatically received their new Swiss Pass with the new LibertyCard, a new Visa card. Is this a winning combination for users?
The end of the year is approaching. If this is a time of celebration, it is also, for many, a time when credit cards are heavily dwarn upon. Gifts, Christmas organization, end year expenses, these combined elements can quickly lead to debts related to credit cards. How to pay down those credit card debts in order to minimize the interests?
Do you want to order a credit card like a Visa or a Mastercard? Which solutions are given to you? What is the annual cost for a credit card? How to make the approach? We are proposing you some explanations on the subject.
Whatever bank you are dealing with for your loan application, this one will probably establish a scoring according to your situation. What is this scoring? What impact for your credit request? How to evaluate your scoring? Discover our full explanation.
Credit cards are very handy to pay for various purchases. The possibility to repay your balance in several months is also attractive. Hovewer, it is important to take the compound interest into consideration, and its influence on the total cost. We offer you some explanations.
Ever heard of a revolving loan? This financial solution, well known in some countries, is not really widespread in Switzerland. Discover our explanations.
Nowadays it’s very easy to get several credit cards. It happen sometimes that people find themselves with many cards to manage. How to cancel a credit card? Which are the solution to clear off the credit cards balance before the cancelling? We are proposing to you some explanations and solutions.
All you wanted to know about debit card is on our blog. We will explain you what is the difference between a debit card, a credit card and a loan. And what is the most advantageous for you.
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