It exists several “payments networks” to whom the credit cards can be attached to. American Express, Discover,.. Nevertheless, in Europe the main cards proposed are Visa and Mastercards. The costs of those cards are more linked to the companies than the card types. In the end the choice between a Visa or a Mastercard has no real importance.
In Switzerland it exits several companies towards which you can order a credit card:
The choice is vast and some website like (www.comparis.ch)comparis would be able to help you to choose. However before commiting yourself it is better to ask the good questions:
In case you have done too much expenses on your credit card it is always possible to do debt consolidation loan debt consolidation. This solution constists of taking a personal credit, who will allow you to reimburse your credit card. By benefiting fom a lower interest rate and better defined monthly bill you would be able to optomize your budget.
When you are ordering a credit card, the company will ask some information to the ZEK, in order to check your financial antecedent. You must provide them some proof of your income, who will then define the limit of your card. If the choice of the credit card is wide it is better to inform you before throwing yourself in this adventure.
Article written by Creditloan (www.creditloan.ch)