Increase of credit card fees
A recent study published by moneyland.ch points out that most of credit card providers increased fees for Visa and Mastercard. Why such an increase? What cost for consumers? Explanation.
News
The loan stories that deserves to be followed
Financial intermediaries : online identification
Since 18 March 2016 FINMA allows to establish a business relationship between financial intermediaries and customers by video transmission. Explanations.
Private loan : discover what’s new for 2016 !
Since 1st january 2016, two major changes have taken place in the field of private loan : longer extension of time before the revocation and strictly budget calculation. What are the consequences of these changes for the customers?
2016 : change in the maximum interest rate for consumer credit services
From July 2016, the maximum interest rate for consumer credit services in Switzerland will be lowered from 15% to 10%. What are the real consequences for consumers? Will they really be better protected with this new interest rate for consumer credit?
Equipment leasing: a new financing alternative
Each year, Swiss firms are signing new equipment leasing contracts and investments related to this market amount to billions of dollars. This funding solution gives companies the possibility to purchase various equipment and corporate vehicles, but also computer equipment! How does it work exactly and why is this financing alternative so successful?
Your credit history: what you should know about it
When you make a credit request to a Swiss bank, their first concern, in general, is to know if you will be able to reimburse your loan or not. In other words, each bank will make sure to check your solvency tendency (if you are punctual and steady with your repayments?) before they grant you a credit. How do banks get all these information? Can you clear your credit history or make it better? Here is some useful piece of information:
Debt consolidation: how exactly does it work?
You probably already heard about « debt consolidation », also known as credit repair in the US. How exactly does it work? A debt consolidation, consists in getting a consolidation loan from a bank, in order to pay off all your debts. Why is it convenient and what is the process for it? Let’s have a look.
Get your cash online: easy and secure
Did you know that in Switzerland, one in three person lives in a household that has an ongoing credit? A lot of them use the internet in order to get their cash quickly. Making an online credit request has many advantages! Let’s have a look:
SME loan: what solutions in Switzerland?
Finding a financial solution when you own a small or medium company can often be long and complicated, especially for small amounts. There are some alternatives though! You just have to know to right places! Read our explanations here.
Your local sponsor
It is not always easy to find a way to finance your sports club or association’s projects. Did you know that our partner Multicredit highly supports activities and events around you ? Discover their many social commitments !
Investing in a retirement in Portugal
Do you want to spend your retirement in a safe, cheap and hot place? More and more Swiss people are planning to spend their old days in Portugal! Since 2013, this country created the “non-habitual resident” status, which allows pensioners to not pay taxes when they establish in Portugal! Discover the many benefits of such an investment!
Money transfer from Switzerland
There are many people transferring money from Switzerland! Expats working here often send a part of their income to relatives who stayed in their country. But many Swiss also transfer money when a family member is studying abroad for example or travelling around the world. What are the options availabe when you want to send money from Switzerland? Is there a solution more advantageous than another? All you need to know about money transfer is here!
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