Discover your own personal paradise: buy a house by the sea or in the mountains with the right finance!

Buying a second home by the sea or in the mountains is a dream for many, but it can become an affordable reality with the right financial approach. In this article, we explore the second home property market, the benefits of property investment and how the right finance can make your dream of owning a holiday home a reality.

The second-home property market

Investment diversification: Second homes offer a unique opportunity to diversify your investment portfolio, providing an alternative to investing in shares or bonds.

Potential returns: second homes can generate income through seasonal rentals or holiday home sharing platforms such as Airbnb.

Added value: many seaside and mountain properties tend to appreciate in value over time, making it possible to realise long-term capital gains.

Quality of life: owning a second home offers a better quality of life during holidays and periods of relaxation.

Advantages of financing the purchase of a second home

Access to additional capital: a loan allows you to buy a second home without having to invest a large sum of money immediately.

Immediate investment opportunities: with a loan, you can take advantage of property investment opportunities as soon as they arise, without having to wait until you’ve saved the full amount.

Flexible payments: flexible payment plans allow you to spread the cost of the purchase over a longer period, making monthly payments easier to manage.

Preserve cash flow: using finance allows you to preserve cash for other investments or unforeseen expenses.

Our financing service for second homes

We offer tailor-made financing solutions for the purchase of second homes by the sea or in the mountains. Thanks to our service, you can benefit from the following advantages:

Customised payment plans: We draw up payment plans tailored to your financial needs and ability to repay.

Competitive interest rates: We offer competitive interest rates to make your financing convenient and affordable.

Fast and simple approval process: Our approval process is fast and simple, so you can get the financing you need quickly.

Personalized assistance: Our dedicated team is available to guide you through the financing process and answer any questions you may have.

Buying a second home by the sea or in the mountains can be a rewarding investment and a way of improving your quality of life while on holiday. With the right finance, this dream can become an affordable reality. Contact us today to find out how we can help you realise your dream of owning a holiday home.

Keywords: Second home, Real estate investments, House by the sea, House in the mountains, Real estate market, Real estate financing, Second home financing, Flexible payment plans, Competitive interest rates, Investing in a second home, Benefits of second homes, Investment diversification, Rental income, Property appreciation, Quality of life on holiday

Article written by Münür ASLAN Directeur of Cashflex MultiCredit Sàrl à Fribourg.