Dear Residents of Basel,
In a city as dynamic and cosmopolitan as Basel, every endeavor—whether purchasing a new vehicle, financing renovation work, or consolidating your loans—deserves personalized, prompt, and transparent support. MultiCredit, your private-loan expert in Switzerland, offers exactly that: a first-class service combining local expertise with cutting-edge digital solutions to guide you through every step of your application.
Trilingual Advisors
Our experts speak fluent German, French, and English. You can communicate in the language you prefer, with complete clarity. This versatility ensures a perfect understanding of your needs and all contractual terms.
Instant, No-Obligation Simulation
In under two minutes, get an accurate online estimate of your borrowing capacity, monthly payments, and applicable interest rate. There’s no need to upload documents at this stage—simply enter your income, expenses, and any down payment.
Encrypted Application Upload
Upload payslips, bank statements, and ID documents directly to our secure platform, compliant with FINMA and ISO 27001 standards. Your data travels end-to-end encrypted, guaranteeing confidentiality and integrity.
Principle Approval Within 24 Business Hours
Once your application is complete, you’ll receive a decision in principle by the next business day—saving you significant time compared to traditional bank processes.
Competitive Interest Rates
Thanks to our exclusive partnerships with Swiss banks and financial institutions, we negotiate rates often below those available on the open market. From your first simulation, we show you the APR and all associated fees—no hidden costs.
Transparent Processing Fees
We charge a single, clearly stated commission from the outset. No extra costs when you sign.
Flexible Repayment Options
Choose your term (12–120 months), defer a payment in case of unforeseen events (illness, unemployment, urgent expenses), and make partial or full early repayments without penalty. You remain in full control of your budget.
Dedicated Point of Contact
From day one, the same advisor handles your file from A to Z, adjusts the offer if needed, and is always available to answer your questions. No need to repeat your situation at every call.
Proactive Updates
By email or SMS, receive a detailed status timeline: application submission, document verification, principle approval, formal offer, e-signature, and funds release.
Post-Disbursement Support
After the funds are released, our customer service remains at your disposal until your final payment: adjust your repayment schedule, modify installment amounts, or get simple budgeting advice—we respond within 24 business hours.
“Thanks to MultiCredit, I financed my new car in under three days, while my bank took over a week! The service was incredibly fast and transparent.”
— Marco, IT Specialist in Gundeldingen
“I consolidated my renovation and holiday loans into a single financing plan and reduced my monthly payments by 25%. Everything was explained clearly, with no hidden fees.”
— Anne-Sophie, Teacher in St. Johann
MultiCredit—the Swiss pinnacle of private-loan expertise, now at your service in Basel. Don’t wait any longer to bring your plans to life!