A debt consolidation is a solution – not always known – to group your different commitments. It allows you to pay one monthly bill instead of several, but also to lower installment payments. What are the conditions to get a debt consolidation loan? Explanation.
For a personal loan, who determines the rate applied? How to estimate the interest rate of you future credit, or to benefit from the best rate of the market? Our explanation.
Do you have difficulties to make your payments on time? Do you want to have a better organisation for the management of your bills? Do you know the debit processing (LSV) from the banks or the Direct Debit (DD) from PostFinance?
Do you have a credit and now you’re unfortunately unemployed ? Is it difficult to repay the monthly charges of your loan ? How to manage this problem?
The over credit limit is the maximum amount that you can use to pay with your credit card. When the credit limit is over, different penalty fees occur.
Since 18 March 2016 FINMA allows to establish a business relationship between financial intermediaries and customers by video transmission. Explanations.
Approximately 40 % of Swiss consumers are indebted. What are the causes of indebtedness in Switzerland? And how to way out of debts?
Find in this article a clear definition and explanations of bank credit. If you are well-informed, you will be able to opt for the financing solution that meets your expectations.
The crowdfunding is an alternative system to commercial loan. That allows companies which are at the start-up stage or in phase of development to obtain funds outside the banking system.
Since 1st january 2016, two major changes have taken place in the field of private loan : longer extension of time before the revocation and strictly budget calculation. What are the consequences of these changes for the customers?
Your wallet is full of credit cards and makes your finances uncomfortable ? Let’s discover our tips to optimize your budget and refind a healthy economic situation !
As a personal loan holder, you may be asking “Can i pay more than the fixed monthly payment?”or “Can i partially or totally repay my loan?” Find the answers in our new article.
For more information, consult our specialist or ask us for an offer!
