From July 2016, the maximum interest rate for consumer credit services in Switzerland will be lowered from 15% to 10%. What are the real consequences for consumers? Will they really be better protected with this new interest rate for consumer credit?
Private credit is becoming more and more common in Switzerland. In the past, people would associate loans with financial problems, but this myth was proven to be wrong! Nowadays, most consumers make a private credit to finance all kinds of personal projects! Where do they request credits and and what are the differences between the several offers on the market?
Banks are trying to get more and more information about their client’s financial situation before giving a credit. How does it work when you are married or if you live with someone? Why are your partner’s personal information also required on the credit’s request form? Is she or he also committed to the credit? Can you make one without your partner knowing? Let’s have a closer look:
In Switzerland, according to the Federal Office for Statistics, more than one out of three people is a houseowner, and this number is constantly increasing.
Do you live in Montreux, Vevey, Lausanne or around the lake Geneva? Do you need some money to realise an important project? If you don’t know who to contact, we are here for you! Credit banks, brokers or self-employed on the credit market: this week we give you an overview of services available in Montreux.
Do you live in Lausanne? Do you need a personal credit? Where to go to get a loan with the best conditions possible? What are the different steps to get a credit? Read below to know more!
Finding a financial solution when you own a small or medium company can often be long and complicated, especially for small amounts. There are some alternatives though! You just have to know to right places! Read our explanations here.
Having a pool at home is a dream that many Swiss people are realizing! Whether it is when building a house or a few years after they purchase it, more and more owners tend to have this exiting project! Before you compare various pool sellers to find the best price, it is important that you first establish what your needs are exactly. Let’s have a closer look at your options.
In Switzerland, one in ten people lives in a household using a consumer credit. What does this type of loan exactly mean and for what purpose do Swiss consumers need it? Whether it is to purchase a new car or simply pay daily bills, there are several reasons to get a consumer loan and it applies to a various range of population. Let’s have a closer look!
It is not always simple nor quick to obtain a commercial loan. With the forms delivery and the long administrative process, getting a credit can be a tedious journey. What are your options and how can you be granted the credited amount you wish? Let’s have a closer look:
The commonly used term “self employed” refers to a lot of situations that will influence any professional credit request you could make. Are you looking for a self employed loan? What are your possibilities and the different procedures? Let’s have a look.
For more information, consult our specialist or ask us for an offer!
