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Naturalization request: what interest is there when you get a loan?

Do you possess a C permit? Are you considering to ask for the Swiss citizenship? What are the conditions and consequences in terms of a private credit procedure? Our explanation and advice.

Private credits and boiler financing

Are you a house-owner or do you wish to construct a building? Do you know how much it costs to buy and to set up a boiler system? We offer you a small guide on prices in Switzerland as well as our flexible financing solutions.

permis de travail en Suisse permis B permis C permis G frontalier carte de légitimation

Types of work permits: What are the main types of residence permits?

What are the different work permits in Switzerland? What are the conditions to obtain an authorization as a foreigner? What is the period of validity? We offer you an explanation on this subject and on the possibility to get or not a credit as a foreigner living in Switzerland.

credit insurance

Credit insurance: what is it for?

What is a credit insurance exactly? Actually, this term covers two distinct products concerning two categories of services. A credit insurance related to a personal loan has indeed nothing to do with a credit insurance linked to a factoring solution for SME. Our explanation.

Comparaison des taux: attention aux pièges! MultiCredit finance vos projets dans toute la suisse.

Comparison of interest rates: the pitfalls to keep in mind

The first thing that comes to mind when considering a personal loan is to check and compare the interest rate. Agencies are well aware of this, and are proposing lower and lower rates… which do not reflect the real cost of a loan. Our explanation.

Chi puo' ottenere un prestito in Svizzera?

Credit refusal: what to do?

Your loan request has been denied? Wat are the possible reasons, and should you make another request? Are there any alternatives? Our explanation.

Tax deduction and personal loan

Tax deduction and personal loan: how to proceed?

Each year, many borrowers forget to deduce interests on current loans from their tax declaration. How does this deduction work, and which document do you need? Explanation.

ZEK: last statistics for 2015

ZEK: last statistics for 2015

Each year, the ZEK releases statistics about consumer loan in Switzerland for the previous year. What are the number for 2015, and what are the trends for 2016? Explanation.

Online loan request and data safety

Online loan request and data safety

Would you like to apply for a loan online? What about your data safety? Could your data be intercepted, or used for any purpose other than your loan request? Brief overview of the precautions to be taken before making an online loan request.

What are the alternatives to SME loans?

What are the alternatives to SME loans?

Are you the manager of your own company, or are you self-employed? Are you looking for solutions to get more cash-flow for your business? If a SME loan can be a solution, are there any alternatives? Overview of the situation.

Petit crédit: quelles conditions pour emprunter une somme peu importante ? MultiCredit finance vos projets dans toute la suisse.

Small loan: which conditions to borrow a small amount?

Do you need some supplementary budget to finance a project? Why not a small loan? What are the terms and conditions for a loan under 5,000 CHF? Explanation

Legitimation cards and loan in Switzerland

How to get a loan with a legitimation card?

Are you currently working in an embassy, consulate, or NGO in Switzerland? Then you probably hold a legitimation card instead of a residence permit. Is it possible to take out credit in this situation? MultiCredit guides you.

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T: 026 322 23 10   M: 079 936 31 75
info@multicredit.ch

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