Car Leasing
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MultiCrédit – your partner for turning your auto lease into a cost-effective loan
Are you leasing a car and want to become its full owner while optimizing your budget? MultiCrédit, specialist in vehicle financing, leverages its leasing-buy-out expertise to offer you the loan solution that best fits your project.
1. Why choose MultiCrédit for your auto-lease buy-out?
- Dedicated automotive financing expertise
Our advisors know the ins and outs of LOA (lease with purchase option) and LLD (long-term rental): mileage limits, wear-and-tear penalties, purchase and return options. - All-round, hassle-free service
We negotiate directly with your lessor to reduce the residual value and ancillary fees, then convert your lease contract into a tailor-made auto loan.
2. Auto loan vs. lease: the advantages of borrowing
| Criterion | Auto Lease | Auto Loan |
|---|---|---|
| Ownership status | Rental with purchase option | Immediate ownership upon signing |
| Mileage | Limited → potential extra charges | Unlimited → total freedom |
| Wear & vehicle condition | Return-penalties | No normal-use fees |
| Financial flexibility | Fixed, rigid installments | Adjustable payments, penalty-free early repayment |
| Interest rate & total cost | Lease rates often higher | Loan rates generally lower, term customizable |
3. Your simplified buy-out process
- Free, fast quote
Within 48 hours, receive a detailed offer as soon as you provide model, mileage and lease age. - Negotiation & handling
With your approval, MultiCrédit negotiates with the lessor to optimize buy-out conditions and prepares your loan application. - Loan agreement
You sign a clear contract with a guaranteed fixed rate and a transparent repayment schedule. - Freedom and peace of mind
From the first installment, you own the car—no return obligations, no hidden fees.
4. Personalized support at every stage
- Tailored assessment
A dedicated advisor analyzes your financial situation and customizes loan amount, term and options to your needs. - Total transparency
All costs (interest, optional insurance, handling fees) are disclosed before you commit. - After-sales support
Our assistance doesn’t end at signature: we stay by your side until your final payment.
5. Get started today
Don’t let your lease dictate your mobility: contact MultiCrédit by phone, e-mail or via our online form and receive your personalized buy-out simulation within 48 hours.
Become the owner and take control of your budget: with MultiCrédit, enjoy a powerful, transparent auto loan perfectly tailored to you.
An article by Munur Aslan, Director of MultiCredit
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