At MultiCredit, we understand how important it is for businesses to invest in their premises to support development and growth. That’s why we offer a dedicated credit simulation solution designed to finance the purchase or renovation of commercial property. Our simple, transparent process lets you assess your borrowing capacity and secure the best financing terms for your needs. Here’s how it works:
- Access the Commercial Property Financing Simulator
User-Friendly, Secure Interface
- Easy Online Access
Visit the MultiCredit website and open our commercial property financing simulation module. Our platform collects your information quickly and securely.
- Enter Your Customized Information
Gather Financial Data and Project Details
- Monthly Business Income and Expenses
Enter your monthly revenues and all fixed costs (current rent, operating expenses, other financial commitments) to gauge your repayment capacity. - Company Profile and Financial History
Specify your legal form, years in operation, and provide an overview of your financial track record. These details refine the analysis and help optimize the proposed rate. - Project Property Details
Describe the property type, location, size, and purchase or renovation cost. If possible, enter your own equity contribution to reduce the financed amount. - Desired Loan Term
Select your preferred repayment period to get an accurate projection of monthly installments and total financing cost.
- Simulate and Compare Financing Scenarios
Calculation and Option Comparison
- Advanced Simulation Algorithm
Based on your inputs, our tool automatically calculates the interest rate, monthly payment amount, and total financing cost. - Interactive Visualization
Use interactive charts and tables to compare scenarios by adjusting term length or financed amount, so you can choose the option that best fits your budget. - Comprehensive Fee Estimate
The simulation factors in application fees and other potential costs, giving you a full, transparent view of the financing operation.
- Expert Guidance and Referral to Our Partner PrestaFlex
Personalized Advice and Follow-Up
- Post-Simulation Analysis
Once your simulation is complete, a MultiCredit advisor will contact you to review the results together. They’ll suggest optimizations (increasing equity, adjusting term length, etc.) to secure even better terms. - Referral to a Specialist Partner
To finalize your commercial property project, we work with PrestaFlex, experts in business financing. They’ll help you complete the application, negotiate the best conditions, and manage the entire process.
- Finalizing and Implementing Your Financing Offer
From Simulation to Binding Offer
- Detailed, Tailored Proposal
After optimizing your file, you’ll receive a loan proposal detailing the amount, interest rate, term, and disbursement schedule. - Contract Signing and Partner Management
Once you accept and sign the offer, PrestaFlex handles the final paperwork and fund release, ensuring a seamless transition from planning to project realization.
Key Takeaway
MultiCredit’s commercial property financing simulator offers a comprehensive, tailor-made approach to assess your borrowing capacity and secure the best terms. With our intuitive online platform, interactive scenario visualization, and expert guidance, you benefit from a transparent, optimized process. Partnering with PrestaFlex ensures full support to turn your commercial real estate project into reality. Start your simulation now on the MultiCredit website and contact our advisors for more information.
Article by Munur Aslan, Director of MultiCredit
