Why banks, finance companies and institutions choose to collaborate with MultiCredit

A reliable and compliant partner since 1999

For more than 25 years, MultiCredit has acted as a leading financial intermediary in Switzerland — recognized for the quality of its files, its precision, and its full compliance with legal obligations.

Every partner knows that a file submitted by MultiCredit has been verified, filtered, and structured according to the strictest standards: Consumer Credit Act (CCA), Anti-Money Laundering Act (AMLA), FATCA, and banking due diligence regulations.

Quality before quantity

Today, banks and financial institutions are seeking partners who can help reduce risks at the source. MultiCredit focuses on portfolio quality, through:

– Full client identification (KYC)
– Verification of documents and budget consistency
– Assessment of creditworthiness and financial stability
– Risk analysis and documentation aligned with Compliance and Legal standards

This preparatory work provides our partners with significant time savings in their internal processes — every file is complete, coherent, and ready for immediate use.

The 5 pillars of MultiCredit – the foundation of trust

At MultiCredit, every credit application and client file is evaluated according to five key criteria, which reflect our professional philosophy:

Solvency – The real capacity to meet financial commitments.
Liquidity – The availability of short-term financial resources.
Integrity – Transparent financial behavior with no concealment or false declarations.
Stability – Professional continuity, family situation, and budget consistency.
Reputation – Social and economic credibility, reflecting a lasting trust-based relationship.

These five pillars form our internal assessment framework, ensuring a success rate above the market average for our partners.

Compliance — part of our DNA

Compliance is not a constraint; it is part of our corporate culture. MultiCredit ensures full alignment with the Legal, Compliance, and Risk departments of its partners by maintaining:

– Documented KYC and AML processes
– Systematic identity authentication
– Verification through ZEK/IKO and official registers
– Compliance with legal thresholds and the principle of non-overindebtedness
– Secure data archiving in accordance with Swiss protection and retention standards

Technology serving precision

Our in-house tools centralize all relevant data — scoring, file tracking, secure data transmission, and automated reporting.

This digital system transforms each request into a high-value electronic file, ready for immediate processing by financial partners.

The MultiCredit advantage – 5 key differentiators

✅ High success rate thanks to meticulous profile selection
✅ Full transparency and clear communication with partners
✅ Human and multilingual support at every stage
✅ Advanced digital tools for fast and secure data transfer
✅ A strong and long-standing network with major Swiss banks and financial institutions

A partnership built on trust and performance

Working with MultiCredit means collaborating with a team that understands banks’ expectations — precision, compliance, and operational efficiency.

Our partners value our seriousness, stability, and ethical approach to brokerage. We believe that successful collaboration is based on a simple principle: creating value in every file.

MultiCredit – Swiss excellence in responsible financial brokerage.
Quality, compliance, and trust since 1999.

An article by Munur Aslan, Director of Multicredit.