Two is Better!

Optimize Your Financial Future with Joint Credit

Double Income: The Key to Better Credit

In today’s economic and social landscape, the need for flexible and innovative financing options has never been more crucial. Whether it’s to fund the purchase of a home or undertake significant projects, joint credit offers couples greater financial freedom and security.

Benefits of Joint Credit

When both partners contribute to household income, it adds value that we recognize by allowing couples to apply for joint credit. Sharing living expenses increases financial flexibility and access to higher credit amounts. This solution is particularly beneficial for large investments that a single income might not cover.

Co-Borrower Security: Financial Assurance Starting at 80,000 CHF

For loans starting at 80,000 CHF, both partners can be listed as co-borrowers on the credit agreement. In accordance with the Federal Law on Consumer Credit (LCC), this threshold ensures clear responsibility. In case of separation, divorce, or dissolution of the union, both parties must continue to fulfill their financial obligations.

Credit for Registered Partnerships and Spouses

Our joint credit offering is specially designed to meet the needs of registered partnerships and married couples. Unregistered cohabitation forms are not eligible. A unique advantage of this offer is the ability to submit a joint application with both partners’ documents, addressing all questions and clearing any doubts from the outset. A larger combined budget provides greater flexibility and can lead to a higher loan amount.

Building the Future Together with Joint Credit

Joint credit is more than just a financial transaction; it’s a testament to mutual trust and shared goals. With Multicredit’s tailored solutions, you can build a solid financial future together. Take advantage of this opportunity and seek advice to fully harness the potential of joint credit.

Why Choose Multicredit for Your Joint Loan?

• Higher Loan Amounts: Benefit from combined income for better loan eligibility.
• Shared Financial Responsibility: Clear guidelines ensure both partners are equally accountable.
• Personalized Financial Solutions: Custom credit plans to meet the unique needs of couples.
• Fast and Easy Application Process: Streamlined procedure for a stress-free experience.

Contact Us Today

Discover how our joint credit services can help you and your partner achieve your financial dreams. Contact us today to learn more and begin your journey towards a secure and prosperous future together.

Article written by Münür ASLAN Director of Cashflex MultiCredit Sàrl in Fribourg.