If the first reaction after a loan refusal is to make another request towards another agency, it is indeed the thing you shouldn’t do at all. By doing that, you will generally make the situation worse. Indeed:
The first right thing to do is to inquire about the reasons why your loan has been refused. If those reasons are not clear, do not hesitate to contact the loan agency where you made your request. It is indeed important to know and understand the reasons of your loan refusal. Those could be:
Finally, the main question is “when can you make your new request after a loan refusal?” and then, everything depends on the refusal reasons. The first thing is to correct your current situation and problems related to your loan refusal. In any case however, you should wait at least 3 months before applying again for a new loan.