En Switzerland, the conditions to get a cash credit are quite strict and dictated directly by the federal law. Basically, in order to benefit from a cash credit, you must at least:
Basically, if you are looking for a cash credit, whatever your project is, you have two possibilities: asking directly to a bank, or ask a loan broker. If applying to a bank is a more direct solution, is is, actually, not the best one. Actually, using a broker for your cash credit will allow you:
It is important to understand that, in Switzerland, loans don’t always work like in other countries. Here are the main specificity you should expect when applying to a cash credit:
Also, if interested by a cash credit, you should know that is is possible to apply online and receive a free non-binding quote. Check our partner’s page to learn more.