Since 1999, MultiCredit has been helping Swiss individuals and homeowners bring their personal and financial projects to life. With over twenty years of experience, our team offers a complete range of responsible financing solutions, compliant with the Federal Consumer Credit Act (LCC) and tailored to your profile, assets, and goals.
Personal Loan
The MultiCredit personal loan is the ideal solution to finance your plans without constraints: travel, wedding, studies, unexpected expenses, or family support. You freely choose the amount and term — CHF 3,000 to CHF 400,000, over 6 to 84 months — with fixed interest rates from 5.9% to 10.95%.
No proof of use is required, and your application is handled with full confidentiality, without contacting your employer. Death insurance covering the outstanding balance is automatically included.
Green Loan
The Green Loan rewards sustainable projects: solar panels, thermal insulation, heat pump, charging station, or low-emission vehicle. MultiCredit supports the energy transition with advantageous conditions while preserving your liquidity.
An ecological investment becomes a smart financial move: increase your property’s value and reduce your energy costs.
Revolving Credit
A financial reserve available at any time — that’s the principle of MultiCredit’s revolving credit. You have a flexible credit line you can reuse as you wish.
You pay interest only on amounts actually used, and you can prepay at any time. An ideal solution to handle unexpected expenses without multiplying contracts.
Auto Loan
The MultiCredit auto loan lets you acquire your vehicle without a traditional leasing. You are the owner from day one, with no mileage limits and no maintenance obligations. Unlike leasing, the vehicle is registered in your name, without code 178, and can be resold freely.
In addition, interest is tax-deductible — a more flexible and often more advantageous solution.
Home Improvement Loan
Renovate, expand, or modernize: the MultiCredit home improvement loan finances your housing projects with complete freedom. You choose your contractors, manage your budget, and adapt the loan term to your income. A simple way to enhance your assets without touching your mortgage.
Mezzanine Credit for Property Owners
Property owners can access an intermediate solution between a mortgage and consumer credit: the mezzanine loan.
It allows you to unlock part of your property’s value without going through a traditional bank, to finance renovations, restructure debts, or invest in a new project. MultiCredit assesses your file’s solvency and liquidity with discretion and efficiency.
Leasing and Lease Buyback
MultiCredit also offers leasing and lease buyback solutions for individuals and self-employed professionals. You can refinance your vehicle at the end of the contract, purchase the residual value, or buy it back via an advantageous loan to become the owner.
Our experts advise you on the best option based on the asset’s value and your financial situation.
Credit Score
Your credit score determines your borrowing capacity. MultiCredit works with recognized Swiss organizations (ZEK, IKO) to ensure a reliable and transparent assessment of your file.
We analyze solvency, stability, honorability, liquidity, and reputation — the five pillars of responsible finance — to offer realistic, sustainable financing.
Sound management of your commitments and on-time payments improve your score, strengthening access to more favorable terms.
Human, Confidential Support
At MultiCredit, every application is reviewed individually. We prioritize proximity, listening, and clarity.
Our Swiss financial partners enable us to obtain optimal conditions while ensuring the absolute confidentiality of your data.
MultiCredit Sàrl — Your credit specialist since 1999
An article by Munur Aslan, Director of Multicredit.
