{"id":31892,"date":"2026-08-14T12:03:22","date_gmt":"2026-08-14T12:03:22","guid":{"rendered":"https:\/\/multicredit.ch\/finanziamento-basato-sulle-attivita\/"},"modified":"2026-08-14T14:26:36","modified_gmt":"2026-08-14T14:26:36","slug":"finanziamento-basato-sulle-attivita","status":"publish","type":"page","link":"https:\/\/multicredit.ch\/it\/finanziamento-alternativo\/finanziamento-basato-sulle-attivita\/","title":{"rendered":"Finanziamento basato sulle attivit\u00e0"},"content":{"rendered":"
[vc_row full_width=”stretch_row” el_class=”section-l section-content-narrow”][vc_column][vc_row_inner css=”.vc_custom_1752759875971{padding-top: 3% !important;padding-bottom: 3% !important;}”][vc_column_inner]<\/p>\n

Sfrutta il capitale delle risorse che gi\u00e0 possiedi<\/H2><\/p>\n

Sfrutta le risorse aziendali gi\u00e0 disponibili per migliorare la liquidit\u00e0 e dare slancio alla crescita.<\/h4>\n<\/div>\n

[vc_wp_text el_class=”white-texte”]Il capitale \u00e8 spesso bloccato proprio dove meno te lo aspetti: nei tuoi beni.<\/p>\n

Che tu sia un privato o un imprenditore, potresti possedere beni di valore che hanno ancora un notevole valore di mercato: veicoli, terreni, appartamenti, macchinari, opere d\u2019arte, aerei, yacht o attrezzature tecniche.<\/p>\n

La domanda \u00e8 semplice:
\nPerch\u00e9 vendere quando puoi sfruttare il tuo patrimonio?<\/p>\n

Il finanziamento basato sui beni ti permette di sbloccare liquidit\u00e0 utilizzando i tuoi beni come garanzia, senza perderne la propriet\u00e0.[\/vc_wp_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” content_placement=”middle” el_class=”section-l section-content-wide” css=”.vc_custom_1786624848328{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column width=”1\/2″][vc_single_image image=”31899″ img_size=”full” alignment=”center” css=”.vc_custom_1786708818605{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1786624335135{margin-bottom: 0px !important;padding-bottom: 0px !important;}”]<\/p>\n

Cos\u2019\u00e8 il finanziamento basato sulle attivit\u00e0?<\/H2><\/div>\n

[vc_column_text]Il finanziamento basato su attivit\u00e0 \u00e8 un prestito strutturato garantito da beni materiali.<\/p>\n

Invece di concentrarsi esclusivamente sui rapporti di reddito o sui modelli bancari, il finanziamento si basa principalmente su:<\/p>\n

    \n
  • Il valore di mercato del bene<\/li>\n
  • La sua liquidit\u00e0 e il suo potenziale di rivendita<\/li>\n
  • La sua struttura giuridica e la trasparenza della propriet\u00e0<\/li>\n<\/ul>\n

    Il proprietario sei sempre tu.
    \nIl bene funge da garanzia.[\/vc_column_text][\/vc_column][\/vc_row][vc_section full_width=”stretch_row” css=”.vc_custom_1786691225365{padding-bottom: 0px !important;background-color: #f4f4f4 !important;}”][vc_row full_width=”stretch_row” el_class=”section-l section-content-wide” css=”.vc_custom_1786691219386{padding-bottom: 0px !important;}”][vc_column]<\/p>\n

    Attivit\u00e0 ammissibili<\/H2><\/div>\n

    [vc_column_text]Elaboriamo soluzioni di finanziamento per un’ampia gamma di beni, tra cui:[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=”stretch_row” css=”.vc_custom_1786711622346{padding-bottom: 0px !important;background-color: #f4f4f4 !important;}” el_class=”section-l section-content-wide”][vc_column width=”1\/3″][vc_custom_heading text=”1″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Veicoli e flotte<\/h4>\n

    Auto di lusso, auto d’epoca, veicoli commerciali, flotte.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_custom_heading text=”2″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Immobili e terreni<\/h4>\n

    Appartamenti, terreni edificabili, seconde case.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_custom_heading text=”3″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Macchinari e attrezzature industriali<\/h4>\n

    Linee di produzione, macchine edili, impianti tecnici specializzati.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1786690730947{padding-top: 0px !important;background-color: #f4f4f4 !important;}” el_class=”section-l section-content-wide”][vc_column width=”1\/3″][vc_single_image image=”31900″ img_size=”full”][\/vc_column][vc_column width=”1\/3″][vc_custom_heading text=”4″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Beni del settore aeronautico e marittimo<\/h4>\n

    Jet privati, elicotteri, yacht.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_custom_heading text=”5″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Attrezzatura specializzata<\/h4>\n

    Dispositivi medici, attrezzature da laboratorio, strumenti professionali.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_class=”section-l section-content” css=”.vc_custom_1786711659388{padding-top: 0px !important;background-color: #f4f4f4 !important;}”][vc_column][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_row el_class=”section-l”][vc_column width=”1\/2″]<\/p>\n

    Perch\u00e9 ricorrere al finanziamento tramite beni?<\/H2><\/div>\n

    [vc_column_text]Il finanziamento tramite beni viene spesso utilizzato per:<\/p>\n

      \n
    • Rafforzare il capitale circolante<\/li>\n
    • Finanziare un’opportunit\u00e0 di business<\/li>\n
    • Coprire il fabbisogno temporaneo di liquidit\u00e0<\/li>\n
    • Reinvestire senza vendere le attivit\u00e0 strategiche<\/li>\n
    • Evita la diluizione (per gli imprenditori)<\/li>\n
    • Ottimizza i tempi nei mercati volatili<\/li>\n<\/ul>\n

      La vendita \u00e8 una cosa di tutti i giorni.
      \nIl finanziamento \u00e8 una scelta strategica.[\/vc_column_text][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”31901″ img_size=”full”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_class=”section-l section-content gradient-bck”][vc_column][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”30″ equal_height=”yes” css=”.vc_custom_1786707898478{padding-top: 6rem !important;padding-bottom: 3rem !important;background-color: #fafafa !important;}” el_class=”section-content-wide”][vc_column width=”1\/3″ css=”.vc_custom_1786707658221{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #eeeeee !important;border-left-style: solid !important;border-right-color: #eeeeee !important;border-right-style: solid !important;border-top-color: #eeeeee !important;border-top-style: solid !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;border-radius: 25px !important;}” data_aos=”fade-up” data_aos_delay=”0″][vc_icon icon_fontawesome=”fas fa-info-circle” color=”custom” size=”lg” custom_color=”#e9003c” css=”.vc_custom_1786707327211{padding-top: 48px !important;padding-right: 48px !important;padding-left: 48px !important;}”][vc_column_text css=”.vc_custom_1786715897304{padding-right: 48px !important;padding-left: 48px !important;}”]<\/p>\n

      Per i privati<\/h5>\n

      [\/vc_column_text][vc_separator color=”custom” accent_color=”#eeeeee” el_class=”mc-separator separator-gray”][vc_column_text css=”.vc_custom_1786715940303{padding-right: 48px !important;padding-bottom: 24px !important;padding-left: 48px !important;}”]Potresti possedere beni di valore, ma preferisci non venderli:<\/p>\n

        \n
      • Auto d’epoca<\/li>\n
      • Arte<\/li>\n
      • Propriet\u00e0 secondarie<\/li>\n
      • Yacht o aerei<\/li>\n<\/ul>\n

        Il finanziamento garantito da attivit\u00e0 ti permette di generare liquidit\u00e0 mantenendo il controllo.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1786707667097{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #eeeeee !important;border-left-style: solid !important;border-right-color: #eeeeee !important;border-right-style: solid !important;border-top-color: #eeeeee !important;border-top-style: solid !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;border-radius: 25px !important;}” data_aos=”fade-up” data_aos_delay=”150″][vc_icon icon_fontawesome=”fas fa-info-circle” color=”custom” size=”lg” custom_color=”#e9003c” css=”.vc_custom_1786707403578{padding-top: 48px !important;padding-right: 48px !important;padding-left: 48px !important;}”][vc_column_text css=”.vc_custom_1786715953700{padding-right: 48px !important;padding-left: 48px !important;}”]<\/p>\n

        Per le aziende<\/h5>\n

        [\/vc_column_text][vc_separator color=”custom” accent_color=”#eeeeee” el_class=”mc-separator separator-gray”][vc_column_text css=”.vc_custom_1786716175068{padding-right: 48px !important;padding-bottom: 24px !important;padding-left: 48px !important;}”]Le aziende spesso hanno un valore notevole in:<\/p>\n

          \n
        • Macchinari<\/li>\n
        • Flotte di veicoli<\/li>\n
        • Attrezzatura<\/li>\n
        • Immobili<\/li>\n<\/ul>\n

          Invece di aumentare il debito non garantito, puoi strutturare un finanziamento direttamente garantito dalle attivit\u00e0 del tuo bilancio.<\/p>\n

          Questo migliora la flessibilit\u00e0 e preserva le linee di credito.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1786707672951{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #eeeeee !important;border-left-style: solid !important;border-right-color: #eeeeee !important;border-right-style: solid !important;border-top-color: #eeeeee !important;border-top-style: solid !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;border-radius: 25px !important;}” data_aos=”fade-up” data_aos_delay=”300″][vc_icon icon_fontawesome=”fas fa-info-circle” color=”custom” size=”lg” custom_color=”#e9003c” css=”.vc_custom_1786707427027{padding-top: 48px !important;padding-right: 48px !important;padding-left: 48px !important;}”][vc_column_text css=”.vc_custom_1786716190610{padding-right: 48px !important;padding-left: 48px !important;}”]<\/p>\n

          Strutturato e riservato<\/h5>\n

          [\/vc_column_text][vc_separator color=”custom” accent_color=”#eeeeee” el_class=”mc-separator separator-gray”][vc_column_text css=”.vc_custom_1786716228303{padding-right: 48px !important;padding-bottom: 24px !important;padding-left: 48px !important;}”]Il finanziamento tramite beni richiede:<\/p>\n

            \n
          • Evita le vendite forzate o premature<\/li>\n
          • Cogli le opportunit\u00e0 che non possono aspettare<\/li>\n
          • Ottimizza il timing di mercato<\/li>\n
          • Riorganizza le risorse in modo intelligente<\/li>\n<\/ul>\n

            Collaboriamo con istituti di credito e investitori specializzati, in grado di analizzare attivit\u00e0 non standard.<\/p>\n

            Ogni caso viene gestito con discrezione e pragmatismo.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1786708011519{padding-top: 0px !important;padding-bottom: 6rem !important;background-color: #fafafa !important;}” el_class=”section-content-wide”][vc_column][vc_row_inner css=”.vc_custom_1786707986467{padding-top: 3rem !important;}” el_class=”section-l”][vc_column_inner]<\/p>\n

            Liquidit\u00e0 strategica<\/H2><\/div>\n

            [vc_wp_text el_class=”white-texte”]La liquidit\u00e0 non \u00e8 sempre una questione di reddito.
            \nA volte \u00e8 una questione di struttura.<\/p>\n

            Se possiedi beni di valore, hai un vantaggio finanziario.<\/p>\n

            Ti aiutiamo a trasformare quel vantaggio in liquidit\u00e0 \u2014 in modo efficiente, rapido e strategico.[\/vc_wp_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/section>\n","protected":false},"excerpt":{"rendered":"

            [vc_row full_width=”stretch_row” el_class=”section-l section-content-narrow”][vc_column][vc_row_inner css=”.vc_custom_1752759875971{padding-top: 3% !important;padding-bottom: 3% !important;}”][vc_column_inner][vc_wp_text el_class=”white-texte”]Il capitale \u00e8 spesso bloccato proprio dove meno te lo aspetti: nei tuoi beni. Che tu sia un privato o un imprenditore, potresti possedere beni di valore che hanno ancora un notevole valore di mercato: veicoli, terreni, appartamenti, macchinari, opere d\u2019arte, aerei, yacht o attrezzature tecniche. […]<\/p>\n","protected":false},"author":24,"featured_media":31902,"parent":31967,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-credit.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[],"class_list":["post-31892","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/pages\/31892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/comments?post=31892"}],"version-history":[{"count":3,"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/pages\/31892\/revisions"}],"predecessor-version":[{"id":31906,"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/pages\/31892\/revisions\/31906"}],"up":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/pages\/31967"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/media\/31902"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/media?parent=31892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/it\/wp-json\/wp\/v2\/categories?post=31892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}