{"id":875,"date":"2012-04-27T08:10:23","date_gmt":"2012-04-27T08:10:23","guid":{"rendered":"http:\/\/infocredit.ch\/?p=875"},"modified":"2020-04-06T09:59:54","modified_gmt":"2020-04-06T09:59:54","slug":"simulez-votre-credit-sur-facebook","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/fr\/simulez-votre-credit-sur-facebook\/","title":{"rendered":"Simulation de cr\u00e9dit sur Facebook"},"content":{"rendered":"

<\/p>\n

<\/span>L’application de Simulation de cr\u00e9dit sur Facebook:<\/span><\/h3>\n

Cette application vous permettra de simuler le co\u00fbt d’un emprunt aupr\u00e8s des banques en fonction:<\/p>\n

    \n
  1. Du montant pr\u00eat\u00e9:<\/strong> normalement, ce montant varie entre 2’000 et 250’000 Chf pour des particuliers<\/li>\n
  2. De la dur\u00e9e:<\/strong> la dur\u00e9e de remboursement, \u00e0 choix, peut varier selon la l\u00e9gislation suisse entre 6 mois et 72 mois au maximum<\/li>\n
  3. Du taux d’int\u00e9r\u00eat:<\/strong> le simulateur vous permet de modifier ce taux d’int\u00e9r\u00eat, qui varie g\u00e9n\u00e9ralement entre 8.9% et 14.5%.<\/li>\n<\/ol>\n

     <\/p>\n

    <\/span>Taux d’int\u00e9r\u00eat:<\/span><\/h3>\n
    Le taux d’int\u00e9r\u00eat varie pour chaque emprunt et chaque client, quelle que soit la banque. Ce taux d\u00e9pend de trois crit\u00e8res principalement:<\/div>\n
    \n
      \n
    1. Situation financi\u00e8re:<\/strong> effectivement plus votre exc\u00e9dant budg\u00e9taire est\u00a0\u00e9lev\u00e9 plus votre taux d’int\u00e9r\u00eat sera bas.<\/li>\n
    2. Solvabilit\u00e9:<\/strong>\u00a0la banque se renseigne sur votre “historique” de cr\u00e9dit pour d\u00e9terminer votre taux d’int\u00e9r\u00eat. Ainsi, de mauvais ant\u00e9c\u00e9dents impliqueront g\u00e9n\u00e9ralement une offre moins int\u00e9ressante.<\/li>\n
    3. La Banque:<\/strong> suivant les banques vous obtiendrez un taux d’int\u00e9r\u00eat plus ou moins \u00e9lev\u00e9. \u00a0Attention, certaines banques proposent un taux d’int\u00e9r\u00eat tr\u00e8s bas, mais leurs offres sont tr\u00e8s restrictives.<\/li>\n<\/ol>\n<\/div>\n

      <\/span>La simulation de cr\u00e9dit:<\/span><\/h3>\n

      ->\u00a0\u00a0Simulation de cr\u00e9dit sur Facebook<\/a>\u00a0<-<\/p>\n","protected":false},"excerpt":{"rendered":"

      Simulez votre cr\u00e9dit gr\u00e2ce \u00e0 la premi\u00e8re application Facebook du groupe Cashflex!<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[33,29],"tags":[],"class_list":["post-875","post","type-post","status-publish","format-standard","hentry","category-credit","category-news"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/posts\/875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/comments?post=875"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/posts\/875\/revisions"}],"predecessor-version":[{"id":10187,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/posts\/875\/revisions\/10187"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/media?parent=875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/categories?post=875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/tags?post=875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}