{"id":25100,"date":"2023-04-05T12:25:05","date_gmt":"2023-04-05T12:25:05","guid":{"rendered":"https:\/\/multicredit.ch\/?page_id=25100"},"modified":"2023-04-26T11:00:18","modified_gmt":"2023-04-26T11:00:18","slug":"demande-refusee","status":"publish","type":"page","link":"https:\/\/multicredit.ch\/fr\/demande-refusee\/","title":{"rendered":"Malheureusement, votre demande a \u00e9t\u00e9 refus\u00e9e."},"content":{"rendered":"<section class=\"wpb-content-wrapper\">\n<p>[vc_row full_width=&#8221;stretch_row_content&#8221; gap=&#8221;10&#8243; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;white-bck checklist&#8221;][vc_column data_aos=&#8221;fade-in&#8221;]<\/p>\n<div class=\"blocktitle title-center title-dark\" clearfix\"><H2>Malheureusement, votre demande a \u00e9t\u00e9 refus\u00e9e...<\/H2><\/p>\n<h4>D\u00e9couvrez comment d\u00e9bloquer la situation :<\/h4>\n<\/div>\n<p>[vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; gap=&#8221;25&#8243; css=&#8221;.vc_custom_1680698769522{padding-top: 48px !important;padding-right: 24px !important;padding-bottom: 48px !important;padding-left: 24px !important;background-color: #0247d3 !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1680091712355{background-color: #ffffff !important;border-radius: 35px !important;}&#8221;][vc_icon icon_fontawesome=&#8221;fas fa-birthday-cake&#8221; color=&#8221;custom&#8221; size=&#8221;xl&#8221; align=&#8221;center&#8221; custom_color=&#8221;#df003c&#8221;]<\/p>\n<div class=\"blocktitle title-center title-dark\" clearfix\"><H3><span class=\"ez-toc-section\" id=\"1_Votre_age_ne_convient_pas_trop_jeunetrop_age\"><\/span>1. Votre \u00e2ge ne convient pas (trop jeune\/trop \u00e2g\u00e9)<\/H3><\/p>\n<h4>V\u00e9rifiez la date de naissance indiqu\u00e9e<\/h4>\n<\/div>\n<p>[vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25103\" src=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png\" alt=\"\" width=\"24\" height=\"24\" title=\"\" srcset=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png 300w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-1024x1024.png 1024w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-150x150.png 150w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-768x768.png 768w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset.png 1080w\" sizes=\"auto, (max-width: 24px) 100vw, 24px\" \/>\u00a0Vous avez faire une erreur dans votre date de naissance.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25103\" src=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png\" alt=\"\" width=\"24\" height=\"24\" title=\"\" srcset=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png 300w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-1024x1024.png 1024w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-150x150.png 150w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-768x768.png 768w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset.png 1080w\" sizes=\"auto, (max-width: 24px) 100vw, 24px\" \/> Vous avez moins de 18 ans.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25103\" src=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png\" alt=\"\" width=\"24\" height=\"24\" title=\"\" srcset=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png 300w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-1024x1024.png 1024w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-150x150.png 150w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-768x768.png 768w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset.png 1080w\" sizes=\"auto, (max-width: 24px) 100vw, 24px\" \/> Vous \u00eates \u00e2g\u00e9(e)s de plus de 69 ans. Malheureusement, nous ne pourrons pas donner suite \u00e0 votre demande.<\/p>\n<p>L&#8217;\u00e2ge est un crit\u00e8re essentiel dans la demande de cr\u00e9dit. Il ne rel\u00e8ve pas de notre responsabilit\u00e9 mais des r\u00e8gles et lois en rigueur.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1680091902238{background-color: #ffffff !important;border-radius: 35px !important;}&#8221;][vc_icon icon_fontawesome=&#8221;fas fa-briefcase&#8221; color=&#8221;custom&#8221; size=&#8221;xl&#8221; align=&#8221;center&#8221; custom_color=&#8221;#df003c&#8221;]<\/p>\n<div class=\"blocktitle title-center title-dark\" clearfix\"><H3><span class=\"ez-toc-section\" id=\"Votre_statut_professionnel_etou_personnel_ne_conviennent_pas\"><\/span>Votre statut professionnel et\/ou personnel ne conviennent pas.<\/H3><\/p>\n<h4>Il faut attendre une \u00e9volution de votre situation<\/h4>\n<\/div>\n<p>[vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25103\" src=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png\" alt=\"\" width=\"24\" height=\"24\" title=\"\" srcset=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png 300w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-1024x1024.png 1024w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-150x150.png 150w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-768x768.png 768w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset.png 1080w\" sizes=\"auto, (max-width: 24px) 100vw, 24px\" \/> Votre revenu net est en dessous de 2700 CHF par mois et vous \u00eates c\u00e9libataire.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25103\" src=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png\" alt=\"\" width=\"24\" height=\"24\" title=\"\" srcset=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png 300w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-1024x1024.png 1024w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-150x150.png 150w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-768x768.png 768w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset.png 1080w\" sizes=\"auto, (max-width: 24px) 100vw, 24px\" \/> Vous \u00eates actuellement au ch\u00f4mage.<\/p>\n<p>Rappelez-nous lorsque la situation aura \u00e9volu\u00e9 ou si vous avez oubli\u00e9 d&#8217;indiquer certaines informations qui peuvent changer la situation. Si vous avez oubli\u00e9 d&#8217;indiquer des revenus annexes, contactez-nous pour relancer les d\u00e9marches.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1680091912255{background-color: #ffffff !important;border-radius: 35px !important;}&#8221;][vc_icon icon_fontawesome=&#8221;fas fa-exclamation-triangle&#8221; color=&#8221;custom&#8221; size=&#8221;xl&#8221; align=&#8221;center&#8221; custom_color=&#8221;#df003c&#8221;]<\/p>\n<div class=\"blocktitle title-center title-dark\" clearfix\"><H3><span class=\"ez-toc-section\" id=\"3_Votre_score_de_credit_est_negatif\"><\/span>3. Votre score de cr\u00e9dit est n\u00e9gatif !<\/H3><\/p>\n<h4>Il faut proc\u00e9der \u00e0 un nettoyage des donn\u00e9es financi\u00e8res<\/h4>\n<\/div>\n<p>[vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25103\" src=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png\" alt=\"\" width=\"24\" height=\"24\" title=\"\" srcset=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png 300w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-1024x1024.png 1024w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-150x150.png 150w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-768x768.png 768w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset.png 1080w\" sizes=\"auto, (max-width: 24px) 100vw, 24px\" \/> Vous \u00eates enregistr\u00e9s \u00e0 tord dans les registres de contr\u00f4le financiers : poursuites, ZEK, IKO, CRIF, etc.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25103\" src=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png\" alt=\"\" width=\"24\" height=\"24\" title=\"\" srcset=\"https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-300x300.png 300w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-1024x1024.png 1024w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-150x150.png 150w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset-768x768.png 768w, https:\/\/multicredit.ch\/wp\/wp-content\/uploads\/Icone-croix-Branding-asset.png 1080w\" sizes=\"auto, (max-width: 24px) 100vw, 24px\" \/> Suite \u00e0 un retard de paiement par rapport \u00e0 une facture r\u00e9currente (abonnements divers), un signalement a \u00e9t\u00e9 fait \u00e0 votre encontre.<\/p>\n<p>Si votre score de cr\u00e9dit est n\u00e9gatif, il vous sera impossible d&#8217;obtenir une carte de cr\u00e9dit ou un pr\u00eat. Contactez-nous pour un diagnostique financier.[\/vc_column_text][vc_btn title=&#8221;Am\u00e9liorer votre score cr\u00e9dit d\u00e8s aujourd&#8217;hui et profiter de taux bas&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; link=&#8221;url:https%3A%2F%2Fmulticredit.ch%2Ffr%2Fcredit-rating-check%2F|title:Connaissez-vous%20votre%20score%20de%20cr%C3%A9dit%20%3F%20V%C3%A9rifiez%20votre%20cote%20maintenant%20avec%20ZEK%2C%20CRIF%2C%20etc.&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1681211908106{background-color: #0247d3 !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1680097392694{border-radius: 35px !important;}&#8221;][vc_btn title=&#8221;Contactez-nous par t\u00e9l\u00e9phone&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fas fa-phone&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:tel%3A079%20936%2031%2075&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_btn title=&#8221;Contactez-nous par e-Mail&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fas fa-envelope&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:http%3A%2F%2Finfo%40multicredit.ch&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_btn title=&#8221;Contactez-nous par Whatsapp&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fab fa-whatsapp&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:https%3A%2F%2Fapi.whatsapp.com%2Fsend%3Fphone%3D41799363175&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;white-bck bigpadding checklist&#8221;][vc_column data_aos=&#8221;fade-in&#8221;][vc_empty_space height=&#8221;35px&#8221;][vc_icon icon_fontawesome=&#8221;fas fa-info-circle&#8221; color=&#8221;custom&#8221; size=&#8221;xl&#8221; align=&#8221;center&#8221; custom_color=&#8221;#df003c&#8221;]<\/p>\n<div class=\"blocktitle title-center title-dark\" clearfix\"><H2><span class=\"ez-toc-section\" id=\"Le_saviez-vous\"><\/span>Le saviez-vous ?<\/H2><\/div>\n<p>[vc_column_text el_class=&#8221;maxwidth&#8221; css=&#8221;.vc_custom_1681455200638{padding-bottom: 48px !important;}&#8221;]Si l&#8217;octroi d&#8217;un cr\u00e9dit n&#8217;est pas possible, il existe d&#8217;autres solutions. Vous cherchez \u00e0 am\u00e9liorer une situation financi\u00e8re difficile?<\/p>\n<ul>\n<li>Arrangements de paiements<\/li>\n<li><a href=\"https:\/\/www.betreibungsschalter.ch\/fr\/page-d-accueil\/\" target=\"_blank\" rel=\"noopener\">Poursuites<\/a><\/li>\n<li>Reconnaissances de dettes,<\/li>\n<li>Probl\u00e8mes li\u00e9s \u00e0 un cr\u00e9dit, leasing ou carte de cr\u00e9dit pass\u00e9s ou actuels ?<\/li>\n<\/ul>\n<p>Nous pouvons vous proposer l&#8217;aide de professionnels afin d&#8217;\u00e9quilibrer votre budget et vous permettre d&#8217;assainir votre situation. Notre \u00e9quipe reste \u00e0 votre disposition si vous souhaitez des informations compl\u00e9mentaires.[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;150px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;diagonal-bck gradient-bck bigpadding full-width&#8221;][vc_column data_aos=&#8221;fade-in&#8221;][vc_column_text css=&#8221;.vc_custom_1681455483047{padding-top: 96px !important;}&#8221;]<\/p>\n<div class=\"blocktitle title-center title-light maxwidth\">\n<h2><span class=\"ez-toc-section\" id=\"MultiCredit_beneficie_des_nombreuses_recommandations_de_ses_clients_et_les_en_remercie\"><\/span>MultiCredit, b\u00e9n\u00e9ficie des <a href=\"https:\/\/multicredit.ch\/fr\/faq\/\">nombreuses recommandations<\/a> de ses clients et les en remercie.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Vous recevrez prochainement de plus amples informations par courrier et par SMS, veuillez v\u00e9rifier vos messages de spam.  Notre consultant vous appellera \u00e9galement.<\/p>\n","protected":false},"author":4,"featured_media":24790,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-basic.php","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[33,51,7,667,8,754,665,31,35],"class_list":["post-25100","page","type-page","status-publish","has-post-thumbnail","hentry","category-credit","category-carte-de-credit","category-credit-auto","category-credit-formation","category-credit-immobilier","category-credit-pme","category-credit-sante","category-divers","category-rachat-de-credit"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/pages\/25100","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/comments?post=25100"}],"version-history":[{"count":26,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/pages\/25100\/revisions"}],"predecessor-version":[{"id":27431,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/pages\/25100\/revisions\/27431"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/media\/24790"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/media?parent=25100"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/fr\/wp-json\/wp\/v2\/categories?post=25100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}