{"id":9796,"date":"2013-02-13T09:50:29","date_gmt":"2013-02-13T09:50:29","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/emprunt-longue-duree\/"},"modified":"2020-04-06T08:54:19","modified_gmt":"2020-04-06T08:54:19","slug":"emprunt-longue-duree","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/emprunt-longue-duree\/","title":{"rendered":"Long-term credit"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"What_is_a_long_term_credit\"><\/span><strong>What is a long term credit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A long term-credit, or a leasing is a financial solution which consist to rent a goods. Long-term means that a rent spreads on several months and sometimes several years. The borrowing goods regularly are loosing their value by taking age. So the consumer pay for the\u00a0 depreciation of the object, in which is added interest.\u00a0 The<strong> long term credit<\/strong> concerns essentially two types of goods: Leasing for a car and the real estate leasing<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Real_estate_leasing\"><\/span><strong>Real estate leasing<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Real estate leasing are financials solutions that are\u00a0 proposed to the society. It consists for a company to rent commercial space. Unlike a lease with an owner (lease agreement),\u00a0 real estate leasing regards\u00a0 a length of several years or about ten of years, in certain case.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Car_leasing\"><\/span><strong>Car leasing<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Car leasing is the most common funding, and is often proposed by a garage owner. With a car leasing\u00a0 the consumer sign a contract rent in a long-term. Even if the repayment amounts are relatively low there are several disadvantage: the vehicle don&#8217;t belong to you and the long-term rent contract often includes provisions restrictive in terms of mileage, insurance, etc..<\/p>\n<h2><span class=\"ez-toc-section\" id=\"_The_loan_is_it_a_long_term-credit\"><\/span>\u00a0<strong>The loan is it a long term-credit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Although the term <a href=\"http:\/\/multicredit.ch\/en\/ask-a-loan.php\">long-term-credi<\/a> is usually a leasing. The personal loan can be likened to a long-term credit. In case of credit the&lt; goods&gt; loan is an amount of money. However, instead of leasing, the consumer don&#8217;t pay for the depreciation of the goods, but pay entirely for a loan.<\/p>\n<p>The cost of interest\u00a0 be they a leasing or a credit, depends on two factors:<\/p>\n<ul>\n<li>The loan amount (or the value of the leased property). More important it is, the most higher interest would be.<\/li>\n<li>The length : more the length of\u00a0 the loan is long more interesting will be important. This difference could be meaningful. For example, in the case of a loan a borrowing of 10&#8217;000 Chf\u00a0 upon 12 months with a rate of 11.5% will be 656 Chf interest. Upon 36 months interest would be 1&#8217;916 Chf.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"_Credit_or_leasing_Which_solution_is_the_best\"><\/span>\u00a0<strong>Credit or leasing? Which solution is the best.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you wish to fund a goods like\u00a0 for example a car the credit is often\u00a0 a better solution. To obtain a loan the best way is to ask a credit broker. We recommend you to appeal in\u00a0 a professional one. Multicredit is a loan agency who has been on the market for more than ten years, it\u00a0 could help you to have a credit under the best condition possible. Indeed, this agency will negotiate your interest rate in order to minimize the cost your loan. Don&#8217;t hesitate to ask for an offer, it&#8217;s free and without commitment on your part.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Need_more_information\"><\/span><strong>Need more information ?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you want more information, you can simply use this contact form. All the team of infocredit won&#8217;t miss to contact you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For the consumers who are looking for financial solution, they often choose to get a long term-credit. What is it about? What should have had to pay attention?\u00a0 Infocredit propose to\u00a0 you an article on the subject.<\/p>\n","protected":false},"author":4,"featured_media":11473,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[307],"tags":[],"class_list":["post-9796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-credit"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/9796","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=9796"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/9796\/revisions"}],"predecessor-version":[{"id":9800,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/9796\/revisions\/9800"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/11473"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=9796"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=9796"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=9796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}