{"id":9409,"date":"2013-08-09T06:40:47","date_gmt":"2013-08-09T06:40:47","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/le-rachat-de-dettes-comment-ca-marche\/"},"modified":"2021-03-10T10:04:36","modified_gmt":"2021-03-10T10:04:36","slug":"debt-consolidation-how-does-it-works","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/debt-consolidation-how-does-it-works\/","title":{"rendered":"Debt consolidation: how does it works?"},"content":{"rendered":"<p><!--:fr--><\/p>\n<p><!--:--><!--:en--><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_debt_consolidation\"><\/span>What is a debt consolidation?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>One of the easiest and most effective way to reduce your debt is to consolidate it into one single loan. Various financial institutions can propose to you these types of repurchasing. The advantages to get a <b>debt consolidation<\/b> are numerous:<\/p>\n<ul>\n<li>You are replacing all your debts into one single loan<\/li>\n<li>You usually get a more advantageous interest rate<\/li>\n<li>The possibility to negotiate the duration of your reimbursement from <b>6 to 72 months<\/b><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_much_money_can_I_save\"><\/span>How much money can I save?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This depends on your situation and the state of your outstanding debts (deadline, interest rate for the reimbursement spread,&#8230;). In general manner, you have the possibility to save up to <b>40%<\/b> of your monthly bills. Moreover, you will pay only one invoice instead of several.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_debt_can_I_consolidate\"><\/span>What debt can I consolidate?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Usually, a debt consolidation is possible for the following debts :<\/p>\n<ul>\n<li>Loans<\/li>\n<li>Leasings<\/li>\n<li><a href=\"http:\/\/www.creditloan.ch\/credit-card\" target=\"_blank\" rel=\"noopener\"> Credit cards balance<\/a><\/li>\n<\/ul>\n<p>However depending on the agencies you are asking for, you have the possibility to negotiate other debts.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Debt_consolidation_in_case_of_prosecution\"><\/span>Debt consolidation in case of prosecution<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In case of prosecution a <b>debt consolidation<\/b> is impossible unfortunately. The Swiss law is very strict in a matter of loans and debt consolidation.<\/p>\n<p><!--:--><!--:pt--><\/p>\n<p><!--:--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Numerous of people who are get into debt are interested to do a debt consolidation. What is it all about? What is the approach to do? Discover our explanations.<\/p>\n","protected":false},"author":4,"featured_media":9404,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[257],"tags":[],"class_list":["post-9409","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-repurchase"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/9409","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=9409"}],"version-history":[{"count":2,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/9409\/revisions"}],"predecessor-version":[{"id":14974,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/9409\/revisions\/14974"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/9404"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=9409"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=9409"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=9409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}