{"id":9389,"date":"2013-08-30T06:58:05","date_gmt":"2013-08-30T06:58:05","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/demandes-de-credit-en-suisse-quelques-chiffres\/"},"modified":"2022-03-31T11:39:17","modified_gmt":"2022-03-31T11:39:17","slug":"demandes-de-credit-en-suisse-quelques-chiffres","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/demandes-de-credit-en-suisse-quelques-chiffres\/","title":{"rendered":"Requesting a credit in Switzerland: few figures"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"The_credit_in_Switzerland_a_solution_that_is_common\"><\/span>The credit in Switzerland: a solution that is common<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Based on the last statistics from the VSKF* in 2011, <b>8.8%<\/b> from the active populations had a credit during his life! In other words one person over 10 has a credit ongoing in Switzerland.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_asking_a_credit\"><\/span>Why asking a credit?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In Switzerland asking for a credit doesn&#8217;t need justification whatsoever. A person who makes a credit can use the amount as he pleases. But usually we estimate that the majority of credit in Switzerland are used to finance the following items:<\/p>\n<ul>\n<li><b><a href=\"https:\/\/multicredit.ch\/en\/credit\/credit-vehicule\/car-loan\/\"> credit auto<\/a>: or other vehicles<\/b><\/li>\n<li><b>Other consumers credits: for the furniture, high tech equipments, home renovation, etc&#8230;<\/b><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Credit_and_indebtedness\"><\/span>Credit and indebtedness<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>One of the main reason to the bad reputation of credit in Switzerland is the problem of the indebtedness. In Switzerland, the law prohibits the granting of a loan if it causes indebtedness of the consumer to a person an indebtedness. That&#8217;s why <b>33% of the credits in Switzerland<\/b> are refused. In case of indebtedness problem it exists some support <a href=\"http:\/\/prestaflex-service.ch\/en\/financial-advisor\" target=\"_blank\" rel=\"noopener\">in case of debt in Switzerland<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Request_a_credit\"><\/span>Request a credit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you are interested to ask a credit in Switzerland, it is quite possible to have a <b>free offer without commitment<\/b>, by choosing the good partner. Don&#8217;t hesitate to contact <a href=\"https:\/\/multicredit.ch\/en\/credit-application\/\">Multicredit<\/a> to make a request.<\/p>\n<p><b>*According to the Swiss Bankers Association of Credit and Financing institutions, VSKF (www.vskf.org)<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Switzerland requesting a credit is sometimes badly perceived. We often think that a person who requests a credit has some financial difficulties, yet it is not always the case. Discover what it is through our article.<\/p>\n","protected":false},"author":4,"featured_media":9384,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[258],"tags":[],"class_list":["post-9389","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/9389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=9389"}],"version-history":[{"count":3,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/9389\/revisions"}],"predecessor-version":[{"id":18549,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/9389\/revisions\/18549"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/9384"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=9389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=9389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=9389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}