{"id":8862,"date":"2014-07-24T10:27:38","date_gmt":"2014-07-24T10:27:38","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/english-ten-reasons-pass-credit-broker\/"},"modified":"2020-04-03T13:16:47","modified_gmt":"2020-04-03T13:16:47","slug":"english-ten-reasons-pass-credit-broker","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/english-ten-reasons-pass-credit-broker\/","title":{"rendered":"Ten reasons to pass by a credit broker"},"content":{"rendered":"<p><!--:fr--><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Benefit_from_the_advice_of_a_specialist\"><\/span>1. Benefit from the advice of a specialist<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A qualified <a href=\"http:\/\/creditloan.ch\/financial-advisor\" target=\"_blank\" rel=\"noopener\">financial advisor<\/a> could suggest you a free analyse of your budget in order to estimate the amount that you could get with a credit. He may as well advise you on the duration of your loan repayment depending on your financial situation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Administrative_aid\"><\/span>2. Administrative aid<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A specialist will aid you to build a credit record and gather together the necessary documents for your application. He will explain to you the different steps to follow in order to get your loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Choice_of_the_best_bank\"><\/span>3. Choice of the best bank<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Each credit bank is different. Depending on the situation of the borrower, some banks would be more adapted than others. A credit broker will choose the best financial institution for your applications.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Better_conditions\"><\/span>4. Better conditions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A credit broker could negotiate directly with the banks for getting the best conditions: lower interest rate, higher amount.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Go_through_a_broker_does_not_entail_any_costs\"><\/span>5. Go through a broker does not entail any costs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Indeed, the specialist could find for you the best offer without asking you to pay fee. You will save money.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Following_of_your_records\"><\/span>6. Following of your records<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Your credit has been accepted? Going through a specialist will allow you to have a contact in case of problem or questions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Intermediation_in_case_of_conflict\"><\/span>7. Intermediation in case of conflict<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In case of conflict with the bank the broker will serve as an intermediary who will defend your interests.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Solution_in_case_of_refusal\"><\/span>8. Solution in case of refusal<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In case of credit refusal the broker could advise you and guide you towards another service. In the opposite of the bank which gives you a simple rejection.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Repurchasing_possible\"><\/span>9. Repurchasing possible<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If better opportunities available, the credit broker could suggest you to transfer your loan from a bank to another in order to get a better interest rate.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Other_brokerage_services\"><\/span>10. Other brokerage services<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Finally, the brokerage companies is often active in others area than the credit. Establishing a trusted relationship with a competent and reliable society ensure you to benefit from a trusted interlocutor in case of need in the future.<\/p>\n<p>Article written by Creditloan<!--:--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Call on a credit broker means go through an intermediary between the bank and yourself. What is the advantage to pass by a credit broker? Discover ten good reasons to call on a specialist.<\/p>\n","protected":false},"author":4,"featured_media":8858,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[258],"tags":[],"class_list":["post-8862","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/8862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=8862"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/8862\/revisions"}],"predecessor-version":[{"id":8870,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/8862\/revisions\/8870"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/8858"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=8862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=8862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=8862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}