{"id":8205,"date":"2015-04-24T08:08:04","date_gmt":"2015-04-24T08:08:04","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/transfert-dargent-depuis-la-suisse\/"},"modified":"2020-04-03T12:06:17","modified_gmt":"2020-04-03T12:06:17","slug":"transfert-dargent-depuis-la-suisse","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/transfert-dargent-depuis-la-suisse\/","title":{"rendered":"Money transfer from Switzerland"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Money_transfer_cases\"><\/span>Money transfer cases<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are <b>many scenarios<\/b> of people tranferring money from Switzerland. It is possible to send an amount from a Swiss account to an account abroad or to transfer some money to a person who doesn&#8217;t have any account in a foreign country. You can also request for cash money to be sent to a foreign account. All of these transferring orders are to be processed by a bank, a post office, a transfer company or an online payment agency.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_bank\"><\/span>The bank<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The order can be made at the counter, per phone, internet (e-banking) or simply written. But the transmitter and receiver must both <b>have a bank account<\/b>. Transfers in euros between EU countries and Switzerland are often free. For e-banking transfers out of the EU zone, you will have to pay between 2 and 10 Chf and up to 25 Chf if they are processed at the counter or per phone.<\/p>\n<ul>\n<li>Advantages: safe transfer as well as <b>fast and cheap per e-banking.<\/b><\/li>\n<li>disadvantages: <b>obligatory account<\/b> and the transfer duration can be long outside of the EU. Also, high costs can be charged by the receiving bank.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"The_Post_office\"><\/span>The Post office<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PostFinance and the Swiss Post both offer solutions that give you the possibility to send some cash money or with a check. People who own a post account pay little costs and those who don&#8217;t own one can also send some money but they will have to go to a counter and pay 40 Chf (costs partly related to money laundering fight).<\/p>\n<ul>\n<li>Advantages: cash money transfer is possible and <b>available to people who don&#8217;t own a Swiss bank account<\/b>.<\/li>\n<li>Disadvantages: high costs can be charged by the receiving bank. The transfer duration is long if it is made with cash and to be sent outside of the EU zone.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Transfer_companies\"><\/span>Transfer companies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Many transfer companies exist in Switzerland, including <b>Western Union<\/b>, worldwide leader who has established centers in more than 200 countries! The person who wishes to send some money has to write down both his personal information and the receiver&#8217;s one on a form. He will then hand the money to a center&#8217;s agent who will give him a control number. After getting the same control number, the receiver will be able to take the money out of any center in his country.<\/p>\n<ul>\n<li>Advantages: the process does not require a bank account and is <b>super fast<\/b>!<\/li>\n<li>Disadvantages: the <b>exchange rates are higher than on the market<\/b> and the procedural costs too.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Internet\"><\/span>Internet<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>PayPal<\/b> is one of the most worldwide known. You simply need to have the receiver&#8217;s email to make a money transfer via internet or even through your mobile phone. However, you must own a bank account or a credit card in order to feed your account in advance and thus avoid extra costs. In the case of currency exchange, treatment costs of 2.5% will add up.<\/p>\n<ul>\n<li>Advantages: easy to use and <b>free money transfer<\/b> (with PayPal).<\/li>\n<li>Disadvantages: obligatory credit card\/bank account and <b>internet access<\/b>.<\/li>\n<\/ul>\n<p>It is sometimes difficult to <b>find a financial solution quickly<\/b> when money is requested or awaited in another country. A reliable and specialised loan agency like <a title=\"Multicredit\" href=\"http:\/\/multicredit.ch\/en\">Multicredit<\/a> can help you! Do not hesitate to contact them to know more about their fast and advantageous loan conditions!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are many people transferring money from Switzerland! Expats working here often send a part of their income to relatives who stayed in their country. But many Swiss also transfer money when a family member is studying abroad for example or travelling around the world. What are the options availabe when you want to send money from Switzerland? Is there a solution more advantageous than another? All you need to know about money transfer is here!<\/p>\n","protected":false},"author":4,"featured_media":8201,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[263],"tags":[],"class_list":["post-8205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/8205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=8205"}],"version-history":[{"count":3,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/8205\/revisions"}],"predecessor-version":[{"id":8481,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/8205\/revisions\/8481"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/8201"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=8205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=8205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=8205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}