{"id":29143,"date":"2025-06-26T12:49:01","date_gmt":"2025-06-26T12:49:01","guid":{"rendered":"https:\/\/multicredit.ch\/?p=29143"},"modified":"2025-06-26T13:15:17","modified_gmt":"2025-06-26T13:15:17","slug":"credit-for-swiss-citizens","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/credit-for-swiss-citizens\/","title":{"rendered":"Credit for Swiss citizens"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"At_MultiCredit_we_offer_tailored_financing_solutions_designed_to_fit_your_situation_and_support_your_goals_Discover_our_two_flagship_offers_%E2%80%94_fully_digital_transparent_and_built_around_your_needs\"><\/span><strong>At MultiCredit, we offer tailored financing solutions designed to fit your situation and support your goals. Discover our two flagship offers \u2014 fully digital, transparent, and built around your needs.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_MultiCredit_Car_Loan\"><\/span><strong>1. MultiCredit Car Loan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Finance your vehicle purchase with total freedom<\/strong><\/p>\n\n\n\n<p><strong>Loan amount<\/strong><br>From CHF 5,000 to CHF 80,000, depending on the vehicle\u2019s value and your financial profile.<\/p>\n\n\n\n<p><strong>Repayment term<\/strong><br>From 12 to 84 months, adjustable to match your payment capacity.<\/p>\n\n\n\n<p><strong>Interest rate<\/strong><br>The best available rate based on the strength of your application.<\/p>\n\n\n\n<p><strong>Key advantages<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Instant online simulation with no impact on your credit score.<\/li>\n\n\n\n<li>Approval within 24 working hours \u2014 so you don\u2019t miss out on the opportunity.<\/li>\n\n\n\n<li>Early repayment allowed at any time, with no penalties.<\/li>\n\n\n\n<li>Optional vehicle assistance pack: breakdown coverage and roadside help.<\/li>\n<\/ul>\n\n\n\n<p><strong>Fast and simple application process<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Complete our dedicated car loan simulator.<\/li>\n\n\n\n<li>Upload your vehicle quote or pro forma invoice.<\/li>\n\n\n\n<li>Receive a personalized offer and sign electronically.<\/li>\n\n\n\n<li>Get funded and drive away immediately.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_MultiCredit_Personal_Loan\"><\/span><strong>2. MultiCredit Personal Loan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Bring your plans to life with flexible financing<\/strong><\/p>\n\n\n\n<p><strong>Available amount<\/strong><br>From CHF 3,000 to CHF 400,000, based on your creditworthiness.<\/p>\n\n\n\n<p><strong>Repayment term<\/strong><br>From 6 to 120 months, with the possibility to adjust monthly payments during the loan term.<\/p>\n\n\n\n<p><strong>Flexible rates<\/strong><br>Starting from 4.9% APR, negotiable depending on your file quality.<\/p>\n\n\n\n<p><strong>Main benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free use of funds: home improvements, travel, education, family events, etc.<\/li>\n\n\n\n<li>No processing fees.<\/li>\n\n\n\n<li>Flexible repayment: adjust your monthly payments directly from your client portal.<\/li>\n\n\n\n<li>Optional insurance: coverage for death, disability, or job loss, tailored to your needs.<\/li>\n<\/ul>\n\n\n\n<p><strong>Steps of your application<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Online simulation in just a few clicks.<\/li>\n\n\n\n<li>Secure upload of your documents (ID, income proof, bank statements).<\/li>\n\n\n\n<li>Fast assessment and response within 24\u201348 hours.<\/li>\n\n\n\n<li>Electronic signature and fund transfer within 48 hours.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_choose_MultiCredit\"><\/span><strong>Why choose MultiCredit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Greater flexibility<\/strong><br>Employment and collateral conditions tailored to your personal situation.<\/p>\n\n\n\n<p><strong>Fast turnaround guaranteed<\/strong><br>Decision within 24 hours for car loans, and 48 hours for personal loans.<\/p>\n\n\n\n<p><strong>Personalized support<\/strong><br>A dedicated advisor will handle your file from start to finish and answer all your questions.<\/p>\n\n\n\n<p><strong>Full transparency<\/strong><br>Rates, fees, and terms clearly explained from the first simulation \u2014 no hidden costs.<\/p>\n\n\n\n<p><strong>100% digital<\/strong><br>From simulation to signature, everything happens online for maximum convenience and speed.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Ready to make your project happen?<\/strong><br>\ud83d\udc49 Get started now with a free simulation and receive your personalized offer in just minutes: <a href=\"https:\/\/multicredit.ch\/fr\/credit\/simulateur\/\"> https:\/\/multicredit.ch\/en\/<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>At MultiCredit, we offer tailored financing solutions designed to fit your situation and support your goals. Discover our two flagship offers \u2014 fully digital, transparent, and built around your needs. 1. MultiCredit Car Loan Finance your vehicle purchase with total freedom Loan amountFrom CHF 5,000 to CHF 80,000, depending on the vehicle\u2019s value and your [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":29144,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[786,307,258,264],"tags":[],"class_list":["post-29143","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en","category-car-credit","category-credit-en","category-credit-card"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29143","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=29143"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29143\/revisions"}],"predecessor-version":[{"id":29152,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29143\/revisions\/29152"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/29144"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=29143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=29143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=29143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}