{"id":29118,"date":"2025-06-20T21:12:34","date_gmt":"2025-06-20T21:12:34","guid":{"rendered":"https:\/\/multicredit.ch\/?p=29118"},"modified":"2025-06-20T21:23:30","modified_gmt":"2025-06-20T21:23:30","slug":"leasing-used-car","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/leasing-used-car\/","title":{"rendered":"Leasing used car"},"content":{"rendered":"\n<p><strong>MultiCr\u00e9dit \u2013 your specialist for switching from a used-car lease to a smart loan<\/strong><\/p>\n\n\n\n<p>Leasing a used car? Break free from the constraints of long-term leasing and become a vehicle owner with a MultiCr\u00e9dit auto loan! Our unique expertise in buying out used-car leases lets you convert your lease payments into a loan tailored to your budget and goals.<\/p>\n\n\n\n<iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/bnrUOttlpU4?si=PCixbHKUoKSoHHsE\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_The_MultiCredit_advantage_for_used-car_leasing\"><\/span>1. The MultiCr\u00e9dit advantage for used-car leasing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>In-depth knowledge of used vehicles<\/strong><br>Our advisors understand every detail of used-car lease contracts: vehicle history, remaining mileage allowance, wear-and-tear tables, and penalty fees.<\/li>\n\n\n\n<li><strong>Optimized negotiations<\/strong><br>MultiCr\u00e9dit deals directly with your lessor to renegotiate the residual value, reduce return costs, and turn your lease into a loan at the most competitive rate.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Loan_vs_used-car_lease_your_benefits\"><\/span>2. Loan vs. used-car lease: your benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Criterion<\/strong><\/th><th><strong>Used-Car Lease<\/strong><\/th><th><strong>MultiCr\u00e9dit Auto Loan<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Vehicle ownership<\/strong><\/td><td>Often comes with an expensive purchase option<\/td><td>You own the car from the first payment<\/td><\/tr><tr><td><strong>Mileage &amp; usage<\/strong><\/td><td>Capped \u2192 extra charges if exceeded<\/td><td>Unlimited mileage and penalty-free use<\/td><\/tr><tr><td><strong>Condition &amp; wear-and-tear<\/strong><\/td><td>Penalties per return-condition schedule<\/td><td>No normal-wear penalties<\/td><\/tr><tr><td><strong>Financial flexibility<\/strong><\/td><td>Fixed, rigid payments<\/td><td>Flexible installments, early repayment anytime<\/td><\/tr><tr><td><strong>Total cost &amp; interest rate<\/strong><\/td><td>Lease rates can be high, term fixed<\/td><td>Generally lower loan rates, customizable term<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Your_simple_buy-out_process_in_4_steps\"><\/span>3. Your simple buy-out process in 4 steps<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Fast, free simulation<\/strong><br>Receive a buy-out estimate within 48 hours based on your vehicle\u2019s model, age, and remaining mileage.<\/li>\n\n\n\n<li><strong>Approval &amp; negotiation<\/strong><br>Once you give the go-ahead, MultiCr\u00e9dit negotiates with the lessor to optimize the residual value and finalize the lease cancellation.<\/li>\n\n\n\n<li><strong>Loan signing<\/strong><br>You sign a clear credit agreement with a guaranteed fixed rate and a detailed repayment schedule tailored to your profile.<\/li>\n\n\n\n<li><strong>Become the owner<\/strong><br>From the very first payment, the used car is yours\u2014no return obligations or hidden costs.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Tailored_support\"><\/span>4. Tailored support<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Personalized advice<\/strong><br>A dedicated expert reviews your file and adjusts the loan amount and term to match your repayment capacity.<\/li>\n\n\n\n<li><strong>Full transparency<\/strong><br>All costs (interest, insurance, processing fees) are disclosed before you sign.<\/li>\n\n\n\n<li><strong>Support until the end<\/strong><br>MultiCr\u00e9dit stands by you throughout the life of your loan, ready to answer questions or make adjustments as needed.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Get_started_today\"><\/span>5. Get started today!<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Don\u2019t let your used-car lease limit your mobility. Contact MultiCr\u00e9dit by phone, email, or via our online form and receive your <strong>personalized buy-out simulation<\/strong> within 48 hours.<\/p>\n\n\n\n<p><strong>Choose ownership, take control of your budget<\/strong> \u2013 with MultiCr\u00e9dit, get an efficient, transparent, and perfectly tailored auto loan.<\/p>\n\n\n\n<p>An article by <a href=\"https:\/\/ch.linkedin.com\/in\/m%C3%BCn%C3%BCr-aslan-credit-leasing-factoring\/de?trk=public_post_feed-actor-name\" target=\"_blank\" rel=\"noopener\">Munur Aslan<\/a>, Director of MultiCredit<\/p>\n","protected":false},"excerpt":{"rendered":"<p>MultiCr\u00e9dit \u2013 your specialist for switching from a used-car lease to a smart loan Leasing a used car? Break free from the constraints of long-term leasing and become a vehicle owner with a MultiCr\u00e9dit auto loan! Our unique expertise in buying out used-car leases lets you convert your lease payments into a loan tailored to [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":355,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[786,307],"tags":[],"class_list":["post-29118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en","category-car-credit"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=29118"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29118\/revisions"}],"predecessor-version":[{"id":29119,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29118\/revisions\/29119"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/355"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=29118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=29118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=29118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}