{"id":29102,"date":"2025-06-20T20:44:48","date_gmt":"2025-06-20T20:44:48","guid":{"rendered":"https:\/\/multicredit.ch\/?p=29102"},"modified":"2025-06-20T20:56:03","modified_gmt":"2025-06-20T20:56:03","slug":"leasing-contract","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/leasing-contract\/","title":{"rendered":"Leasing Contract"},"content":{"rendered":"\n<p><strong>MultiCr\u00e9dit Suisse \u2013 Your Expert for Converting Your Leasing Contract into a High-Performance Loan<\/strong><\/p>\n\n\n\n<p>In Switzerland, car leasing remains a popular way to drive affordably; yet an auto loan offers unmatched financial benefits and freedom. MultiCr\u00e9dit Suisse, specialist in leasing buy-outs for CH-registered vehicles, supports you every step of the way to turn your leasing contract into a bespoke auto loan, fully compliant with Swiss regulations and practices.<\/p>\n\n\n\n<iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/bnrUOttlpU4?si=IWd8KbCIZmMJVqEZ\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Deep_Expertise_in_Swiss_Leasing\"><\/span>1. Deep Expertise in Swiss Leasing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Knowledge of Local Regulations<\/strong><br>Our advisors master the specifics of LOA (Lease with Purchase Option) and LLD (Long-Term Rental) contracts in Switzerland, as well as FINMA requirements and Swiss banking standards.<\/li>\n\n\n\n<li><strong>Direct Relationships with Swiss Lessors<\/strong><br>MultiCr\u00e9dit negotiates on your behalf with leading leasing companies (banks, specialized lessors, importers) to optimize the residual value and minimize return penalties.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Advantages_of_an_Auto_Loan_in_Swiss_Francs\"><\/span>2. Advantages of an Auto Loan in Swiss Francs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Criterion<\/th><th>Swiss Leasing<\/th><th>MultiCr\u00e9dit Auto Loan<\/th><\/tr><\/thead><tbody><tr><td><strong>Ownership<\/strong><\/td><td>Vehicle leased, purchase option at end of contract<\/td><td>You own the car as soon as the loan is disbursed<\/td><\/tr><tr><td><strong>Mileage Limit<\/strong><\/td><td>Capped (e.g. 20 000 km\/year) \u2192 extra charges if exceeded<\/td><td>Unlimited mileage \u2013 drive without constraints<\/td><\/tr><tr><td><strong>Wear &amp; Penalties<\/strong><\/td><td>Penalties on return based on Swiss tariff<\/td><td>No normal-wear penalties<\/td><\/tr><tr><td><strong>Financial Flexibility<\/strong><\/td><td>Fixed payments, limited options<\/td><td>Adjustable installments, penalty-free early repayment<\/td><\/tr><tr><td><strong>Interest Rate &amp; Total Cost<\/strong><\/td><td>Often indexed to Libor\/SARON, higher over the long term<\/td><td>Competitive fixed rate, customizable term<\/td><\/tr><tr><td><strong>Tax Advantage (Businesses)<\/strong><\/td><td>100 % of lease payments deductible during term<\/td><td>Depreciation and interest deduction per Swiss accounting rules<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Your_Simplified_Buy-Out_Journey_in_Switzerland\"><\/span>3. Your Simplified Buy-Out Journey in Switzerland<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Online Simulation in CHF<\/strong><br>Receive a free estimate within 48 h as soon as you provide vehicle model, remaining lease payments, mileage, and contract duration.<\/li>\n\n\n\n<li><strong>Negotiation &amp; Buy-Out<\/strong><br>Once you approve, MultiCr\u00e9dit renegotiates the residual amount and closes your leasing contract with the Swiss lessor.<\/li>\n\n\n\n<li><strong>Loan Disbursement<\/strong><br>You sign a new loan agreement in Swiss francs, with a guaranteed fixed rate and a detailed repayment schedule compliant with FINMA.<\/li>\n\n\n\n<li><strong>Drive as Owner<\/strong><br>From the first payment, the car is yours\u2014total freedom, no hidden fees or return penalties.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Local_Tailored_Support\"><\/span>4. Local, Tailored Support<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Advice in English, French, German, or Italian<\/strong><br>A dedicated advisor speaking your language tailors the financing plan to your tax situation (private or corporate).<\/li>\n\n\n\n<li><strong>Transparency &amp; Compliance<\/strong><br>All costs (interest, casco insurance, processing fees) are clearly disclosed before you sign, in line with Swiss consumer-protection rules.<\/li>\n\n\n\n<li><strong>Support Through to Final Repayment<\/strong><br>MultiCr\u00e9dit stays by your side until the last installment, with after-sales service ready to assist with any adjustments.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Take_Action_Now\"><\/span>5. Take Action Now<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Don\u2019t let your leasing limit your driving freedom or strain your budget. <strong>Contact MultiCr\u00e9dit Suisse<\/strong> by phone, email, or via our online form and receive your personalized buy-out simulation within 48 hours.<\/p>\n\n\n\n<p><strong>Choose ownership, optimize your finances<\/strong>: with MultiCr\u00e9dit Suisse, enjoy a transparent, competitive auto loan perfectly tailored to the Swiss market.<\/p>\n\n\n\n<p>An article by <a href=\"https:\/\/ch.linkedin.com\/in\/m%C3%BCn%C3%BCr-aslan-credit-leasing-factoring\/en\" target=\"_blank\" rel=\"noopener\">Munur Aslan<\/a>, Director of MultiCredit<\/p>\n","protected":false},"excerpt":{"rendered":"<p>MultiCr\u00e9dit Suisse \u2013 Your Expert for Converting Your Leasing Contract into a High-Performance Loan In Switzerland, car leasing remains a popular way to drive affordably; yet an auto loan offers unmatched financial benefits and freedom. MultiCr\u00e9dit Suisse, specialist in leasing buy-outs for CH-registered vehicles, supports you every step of the way to turn your leasing [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":27033,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[786,307],"tags":[],"class_list":["post-29102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en","category-car-credit"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=29102"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29102\/revisions"}],"predecessor-version":[{"id":29103,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29102\/revisions\/29103"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/27033"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=29102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=29102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=29102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}