{"id":29087,"date":"2025-06-20T18:34:56","date_gmt":"2025-06-20T18:34:56","guid":{"rendered":"https:\/\/multicredit.ch\/?p=29087"},"modified":"2025-06-20T20:41:02","modified_gmt":"2025-06-20T20:41:02","slug":"car-leasing","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/car-leasing\/","title":{"rendered":"Car Leasing"},"content":{"rendered":"\n<p>MultiCr\u00e9dit \u2013 your partner for turning your auto lease into a cost-effective loan<\/p>\n\n\n\n<p>Are you leasing a car and want to become its full owner while optimizing your budget? MultiCr\u00e9dit, specialist in vehicle financing, leverages its leasing-buy-out expertise to offer you the loan solution that best fits your project.<\/p>\n\n\n\n<iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/HdLGnwS6qKk?si=H_gS-qeWvKMt2WIj\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Why_choose_MultiCredit_for_your_auto-lease_buy-out\"><\/span>1. Why choose MultiCr\u00e9dit for your auto-lease buy-out?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dedicated automotive financing expertise<\/strong><br>Our advisors know the ins and outs of LOA (lease with purchase option) and LLD (long-term rental): mileage limits, wear-and-tear penalties, purchase and return options.<\/li>\n\n\n\n<li><strong>All-round, hassle-free service<\/strong><br>We negotiate directly with your lessor to reduce the residual value and ancillary fees, then convert your lease contract into a tailor-made auto loan.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Auto_loan_vs_lease_the_advantages_of_borrowing\"><\/span>2. Auto loan vs. lease: the advantages of borrowing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Criterion<\/th><th>Auto Lease<\/th><th>Auto Loan<\/th><\/tr><\/thead><tbody><tr><td><strong>Ownership status<\/strong><\/td><td>Rental with purchase option<\/td><td>Immediate ownership upon signing<\/td><\/tr><tr><td><strong>Mileage<\/strong><\/td><td>Limited \u2192 potential extra charges<\/td><td>Unlimited \u2192 total freedom<\/td><\/tr><tr><td><strong>Wear &amp; vehicle condition<\/strong><\/td><td>Return-penalties<\/td><td>No normal-use fees<\/td><\/tr><tr><td><strong>Financial flexibility<\/strong><\/td><td>Fixed, rigid installments<\/td><td>Adjustable payments, penalty-free early repayment<\/td><\/tr><tr><td><strong>Interest rate &amp; total cost<\/strong><\/td><td>Lease rates often higher<\/td><td>Loan rates generally lower, term customizable<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Your_simplified_buy-out_process\"><\/span>3. Your simplified buy-out process<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Free, fast quote<\/strong><br>Within 48 hours, receive a detailed offer as soon as you provide model, mileage and lease age.<\/li>\n\n\n\n<li><strong>Negotiation &amp; handling<\/strong><br>With your approval, MultiCr\u00e9dit negotiates with the lessor to optimize buy-out conditions and prepares your loan application.<\/li>\n\n\n\n<li><strong>Loan agreement<\/strong><br>You sign a clear contract with a guaranteed fixed rate and a transparent repayment schedule.<\/li>\n\n\n\n<li><strong>Freedom and peace of mind<\/strong><br>From the first installment, you own the car\u2014no return obligations, no hidden fees.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Personalized_support_at_every_stage\"><\/span>4. Personalized support at every stage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tailored assessment<\/strong><br>A dedicated advisor analyzes your financial situation and customizes loan amount, term and options to your needs.<\/li>\n\n\n\n<li><strong>Total transparency<\/strong><br>All costs (interest, optional insurance, handling fees) are disclosed before you commit.<\/li>\n\n\n\n<li><strong>After-sales support<\/strong><br>Our assistance doesn\u2019t end at signature: we stay by your side until your final payment.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Get_started_today\"><\/span>5. Get started today<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Don\u2019t let your lease dictate your mobility: contact MultiCr\u00e9dit by phone, e-mail or via our online form and receive your personalized buy-out simulation within 48 hours.<\/p>\n\n\n\n<p><strong>Become the owner and take control of your budget<\/strong>: with MultiCr\u00e9dit, enjoy a powerful, transparent auto loan perfectly tailored to you.<\/p>\n\n\n\n<p>An article by <a href=\"https:\/\/ch.linkedin.com\/in\/m%C3%BCn%C3%BCr-aslan-credit-leasing-factoring\/en\" target=\"_blank\" rel=\"noopener\">Munur Aslan<\/a>, Director of MultiCredit<\/p>\n","protected":false},"excerpt":{"rendered":"<p>MultiCr\u00e9dit \u2013 your partner for turning your auto lease into a cost-effective loan Are you leasing a car and want to become its full owner while optimizing your budget? MultiCr\u00e9dit, specialist in vehicle financing, leverages its leasing-buy-out expertise to offer you the loan solution that best fits your project. 1. Why choose MultiCr\u00e9dit for your [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":355,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[786,307],"tags":[],"class_list":["post-29087","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en","category-car-credit"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29087","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=29087"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29087\/revisions"}],"predecessor-version":[{"id":29088,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/29087\/revisions\/29088"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/355"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=29087"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=29087"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=29087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}