{"id":28983,"date":"2025-06-18T20:50:02","date_gmt":"2025-06-18T20:50:02","guid":{"rendered":"https:\/\/multicredit.ch\/?p=28983"},"modified":"2025-06-19T11:13:16","modified_gmt":"2025-06-19T11:13:16","slug":"leasing-without-down-payment","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/leasing-without-down-payment\/","title":{"rendered":"Leasing without down payment"},"content":{"rendered":"\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Zero_Down_Payment_Leasing_in_Switzerland_Truly_Interesting_or_Just_a_Marketing_Gimmick\"><\/span>Zero Down Payment Leasing in Switzerland: Truly Interesting or Just a Marketing Gimmick?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>More and more advertisements are promoting leasing offers with no down payment. At first glance, it sounds tempting: drive a brand-new car without paying a single franc upfront. But is it really a good deal? At <strong>MultiCredit<\/strong>, we help you make <strong>smart financial decisions<\/strong> with a clear, transparent, and long-term perspective.<\/p>\n\n\n\n<iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/bnrUOttlpU4?si=F7xMfbfEr9qq44Pd\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h4 class=\"wp-block-heading\">No down payment \u2013 but real limitations<\/h4>\n\n\n\n<p>Zero down payment leasing creates the illusion of easy financing. However, it often hides <strong>higher monthly payments<\/strong>, strict conditions (limited mileage, mandatory servicing at specific garages, penalties for minor scratches, etc.), and most importantly: <strong>no ownership at the end of the contract<\/strong>. You\u2019re renting \u2013 not owning. And if you want to keep the car, you\u2019ll have to pay its residual value\u2026 which is often steep.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Car loan without down payment: simple, clear, and in your favor<\/h4>\n\n\n\n<p>With the <strong>MultiCredit car loan<\/strong>, you finance your vehicle <strong>without any mandatory down payment<\/strong>. You become the <strong>owner from day one<\/strong>. You can use the car freely, sell it whenever you like, or modify it to suit your needs. No restrictions, no hidden traps.<\/p>\n\n\n\n<p>You also benefit from <strong>fixed monthly payments<\/strong> known in advance, and the loan term is tailored to your budget. If you wish, you can <strong>repay your loan early<\/strong>, in full or in part, <strong>without any penalties<\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">And from a tax perspective? You&#8217;re winning too<\/h4>\n\n\n\n<p>A car loan often allows you to <strong>deduct interest from your taxes<\/strong>, depending on your canton and personal status. This reduces the actual cost of financing \u2013 something leasing usually doesn\u2019t allow.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">More than just financing \u2013 a smarter choice<\/h4>\n\n\n\n<p>At <strong>MultiCredit<\/strong>, we don\u2019t rely on flashy offers, but instead provide <strong>realistic, customized solutions<\/strong> tailored to your financial situation, your mobility needs, and your long-term goals.<\/p>\n\n\n\n<p>Need a car without emptying your bank account? A <strong>car loan with no down payment<\/strong> is a responsible, flexible, and often more cost-effective option. And if you already have a leasing contract, we can help you <strong>buy it out<\/strong> and switch to a solution that is clearer, more affordable, and gives you full control.<\/p>\n\n\n\n<p><strong>MultiCredit \u2013 Stay mobile. Stay in control.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zero Down Payment Leasing in Switzerland: Truly Interesting or Just a Marketing Gimmick? More and more advertisements are promoting leasing offers with no down payment. At first glance, it sounds tempting: drive a brand-new car without paying a single franc upfront. But is it really a good deal? At MultiCredit, we help you make smart [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":27033,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[786,307],"tags":[],"class_list":["post-28983","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en","category-car-credit"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/28983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=28983"}],"version-history":[{"count":2,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/28983\/revisions"}],"predecessor-version":[{"id":29004,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/28983\/revisions\/29004"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/27033"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=28983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=28983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=28983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}