{"id":11424,"date":"2016-08-03T08:11:10","date_gmt":"2016-08-03T08:11:10","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/credit-rapide-quel-delai-pour-obtenir-son-argent\/"},"modified":"2020-04-06T14:48:03","modified_gmt":"2020-04-06T14:48:03","slug":"credit-rapide-quel-delai-pour-obtenir-son-argent","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/credit-rapide-quel-delai-pour-obtenir-son-argent\/","title":{"rendered":"Quick loan: how long does it take to get its money?"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"A_fast_loan%E2%80%A6_how_fast\"><\/span>A fast loan&#8230; how fast?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>It is possible to get a quick loan, at least to some point. There are two major steps to get a loan: the offer, which can be quite fast, and the payment, which needs more time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Get_an_offer\"><\/span>Get an offer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>First, you need to contact a loan dealer: a bank, a credit agency, or a loan broker. In order to get an offer, you need to:<\/p>\n<ul>\n<li><b>Make an initial contact<\/b>: informing about the needed amount, the repayment duration, and tell more about your situation (budget, expenses, &#8230;).<\/li>\n<li><b>Give the required documents<\/b>: those are necessary for the study of your request. At least it will be a copy of your ID card, last salary slips and health insurance policy.<\/li>\n<li><b>Wait for a decision<\/b> and, if your request is accepted, wait for the contract.<\/li>\n<\/ul>\n<p>The delay to get an offer varies according to your situation, to the time necessary to get all the documents together, but also depends on <b>the efficiency of the financial institution<\/b>. Thus, asking a good loan agency can speed up the process. All in all, you should wait a minimum of <b>2 &#8211; 3 days<\/b> to receive a decision.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Get_your_money\"><\/span>Get your money<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If the request is accepted, you will receive the contract to sign. Since 2016, the Swiss laws requires to wait 14 days before the money can be given.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Fast_loan_how_to_speed_up_the_process\"><\/span>Fast loan: how to speed up the process?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are some tips to speed up the loan process and get your money faster:<\/p>\n<ul>\n<li><b>The loan agency<\/b>: a good agency \/ broker will know precisely the documents needed for your request. Thus, you won&#8217;t have to send documents over and over, and save some time.<\/li>\n<li><b>The documents<\/b>: do not hesitate to prepare all the documents you need in advance and send them by e-mail to save some more time.<\/li>\n<li><b>The payment<\/b>: you can choose between a delivery on a bank account or you can opt for a withdrawal at the bank, which is faster.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Multicredit_a_quick_and_secure_solution\"><\/span>Multicredit: a quick and secure solution<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Multicredit is a <a href=\"http:\/\/www.multicredit.ch\/en\/company\/\" target=\"new\" rel=\"noopener noreferrer\">loan agency <\/a>specialized in credit <b>for nearly 20 years<\/b>. Do not hesitate to ask for a free quote!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You need some cash quickly in order to finance a project or to face unexpected expenses? How to get your loan as fast as possible? Explanation.<\/p>\n","protected":false},"author":4,"featured_media":11419,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[258],"tags":[],"class_list":["post-11424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11424","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=11424"}],"version-history":[{"count":2,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11424\/revisions"}],"predecessor-version":[{"id":11429,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11424\/revisions\/11429"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/11419"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=11424"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=11424"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=11424"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}