{"id":11411,"date":"2016-08-17T09:00:45","date_gmt":"2016-08-17T09:00:45","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/credits-et-cartes-de-legitimation\/"},"modified":"2022-08-29T15:35:02","modified_gmt":"2022-08-29T15:35:02","slug":"legitimation-cards","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/legitimation-cards\/","title":{"rendered":"How to get a loan with a legitimation card?"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"What_are_the_requirements_for_your_application\"><\/span>What are the requirements for your application?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Personal loans are regulated in Switzerland. Foreigners cannot always take out a loan, depending on the type of residence permit they hold.<\/p>\n<p>However, the legitimation card allows its holder to take out a loan under the same conditions as the holder of a C permit. Thus, the basic requirements for a loan are as follows:<\/p>\n<ul>\n<li>Possess a B permit for 6 months.<\/li>\n<li>Possess a legitimation card for at least 3 months.<\/li>\n<li>Do not have any prosecution or insolvency in Switzerland.<\/li>\n<li>Do not have bad credit history towards the ZEK.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_legitimation_card\"><\/span>What is a legitimation card?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The legitimation card is a document issued to employees of a consulate, embassies, and NGOs. <a href=\"https:\/\/www.eda.admin.ch\/missions\/mission-onu-geneve\/en\/home\/manual-regime-privileges-and-immunities\/introduction\/legitimation-card.html#:~:text=The%20legitimation%20card%20issued%20by,the%20duration%20of%20the%20function.\" target=\"_blank\" rel=\"noopener\">The legitimation card issued by the FDFA<\/a> serves as a residence permit for Switzerland. The holder benefits from all the privileges and immunities associated with it.<\/p>\n<p>Furthermore, the card exempts him\/her from any visa requirement for the duration of the function. Indeed, it is a substitute for the Swiss work permit.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_different_types_of_legitimation_cards\"><\/span>What are the different types of legitimation cards?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are the main legitimation cards:<\/p>\n<ul>\n<li>B-type.<\/li>\n<li>C-type.<\/li>\n<li>D-type.<\/li>\n<li>E-type.<\/li>\n<li>G-type.<\/li>\n<li>H-type.<\/li>\n<li>K-type.<\/li>\n<\/ul>\n<p>These different types of cards establish the function of the holder: ambassador, an employee of a diplomatic corps, a worker of an NGO, or a family member of the main holder.<\/p>\n<p>Regardless of the type of legitimation card, this document allows the holder to borrow money through <a href=\"https:\/\/multicredit.ch\/en\/credit\/\">a loan<\/a> granted by banks or financial companies.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_apply_for_a_loan\"><\/span>How to apply for a loan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>At <a href=\"https:\/\/g.page\/Multicredit?share\">MultiCredit<\/a>, it is possible to borrow up to CHF 400,000, with a repayment term of 12 to 84 months. If you hold this type of card and are looking for a loan, the easiest way is to <a href=\"https:\/\/multicredit.ch\/en\/best-credit-rate-contact-us\/\">contact us online<\/a>.<\/p>\n<p>What you will receive?<\/p>\n<ul>\n<li>Fast, simple, and discreet treatment<\/li>\n<li>Free application<\/li>\n<li>Low rates<\/li>\n<li>No administrative complications<\/li>\n<li>Flexible payment options<\/li>\n<\/ul>\n<p>You can\u00a0<a href=\"https:\/\/multicredit.ch\/en\/credit-application\/\">apply online<\/a>\u00a0and find your\u00a0<a href=\"https:\/\/multicredit.ch\/en\/credit\/\">loan options<\/a>\u00a0in as little as 5 minutes and you could be approved in less than 24 hours.<\/p>\n<p>This article was written by <a href=\"https:\/\/www.linkedin.com\/in\/m%C3%BCn%C3%BCr-aslan-credit-leasing-factoring\/\" target=\"_blank\" rel=\"noopener\">M\u00fcn\u00fcr Aslan<\/a>, director of <a href=\"https:\/\/g.page\/Multicredit?share\">MultiCredit.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you currently working in an embassy, consulate, or NGO in Switzerland? Then you probably hold a legitimation card instead of a residence permit. Is it possible to take out credit in this situation? MultiCredit guides you.<\/p>\n","protected":false},"author":4,"featured_media":11406,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[258],"tags":[662,259],"class_list":["post-11411","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-en","tag-carte-de-legitimation-en","tag-credit-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11411","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=11411"}],"version-history":[{"count":12,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11411\/revisions"}],"predecessor-version":[{"id":21686,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11411\/revisions\/21686"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/11406"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=11411"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=11411"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=11411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}