{"id":11398,"date":"2016-08-24T09:10:10","date_gmt":"2016-08-24T09:10:10","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/petit-credit-quelles-conditions-pour-emprunter-une-somme-peu-importante\/"},"modified":"2020-04-06T14:39:55","modified_gmt":"2020-04-06T14:39:55","slug":"petit-credit-quelles-conditions-pour-emprunter-une-somme-peu-importante","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/petit-credit-quelles-conditions-pour-emprunter-une-somme-peu-importante\/","title":{"rendered":"Small loan: which conditions to borrow a small amount?"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Small_loan_what_is_the_minimum_amount\"><\/span>Small loan: what is the minimum amount?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>For a bank loan, the minimum amount you can borrow is <b>generally 3,000 CHF<\/b>. However, if you need a lower amount, it is also possible to borrow 3,000 CHF, and <b>make an anticipated reimbursement<\/b> after 1 month. For example, if you need only 1,500 CHF:<\/p>\n<ul>\n<li>You make a 3,000 CHF loan over 12 months (the minimum)<\/li>\n<li>After 1 month, you make an anticipated reimbursement of 1,500 CHF<\/li>\n<li>There is 1,500 CHF left to reimburse, plus the interest<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"A_cost-effective_solution\"><\/span>A cost-effective solution<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>With the new interest rate of july 2016, a small loan comes generally with a really reasonable price. Indeed:<\/p>\n<ul>\n<li>Given that the amount is quite low, the interest will be quite low as well.<\/li>\n<li>With a quick reimbursement (12 months, or even less with an anticipated reimbursement), the interest paid will be even lower.<\/li>\n<\/ul>\n<p><i><u>Example<\/u>: for a 3,000 CHF loan over 12 months with a 7.9% interest rate, the total interest will be <b>125 CHF only<\/b>. Thus, you reimburse a total of 3,125 CHF.<\/i><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Whom_to_adress\"><\/span>Whom to adress?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Even if the involved sums are lower for a small loan, it is always interesting to adress a credit agency in order to get better conditions. For example, <a href=\"http:\/\/www.creditloan.ch\/private-loan\/loan-online\" target=\"new\" rel=\"noopener noreferrer\">Creditloan offers the possibility to ask online for any amount<\/a>, with lower interest rate and the possibility to make anticipated reimbursement. If you need an online quotation, do not hesitate to ask for help.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you need some supplementary budget to finance a project? Why not a small loan? What are the terms and conditions for a loan under 5,000 CHF? Explanation<\/p>\n","protected":false},"author":4,"featured_media":11393,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[258],"tags":[],"class_list":["post-11398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=11398"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11398\/revisions"}],"predecessor-version":[{"id":11403,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11398\/revisions\/11403"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/11393"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=11398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=11398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=11398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}