{"id":11246,"date":"2015-11-30T08:59:25","date_gmt":"2015-11-30T08:59:25","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/credit-prive-en-suisse-une-richesse-doffres-sur-le-marche\/"},"modified":"2020-04-06T13:51:39","modified_gmt":"2020-04-06T13:51:39","slug":"credit-prive-en-suisse-une-richesse-doffres-sur-le-marche","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/credit-prive-en-suisse-une-richesse-doffres-sur-le-marche\/","title":{"rendered":"Private credit in Switzerland: a growing market"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Two_alternatives_for_a_private_credit\"><\/span>Two alternatives for a private credit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In Switzerland, there is two ways to get access to a credit. In fact, there is three is you consider peer-to-peer lending. But in general, we do not recommend this financing alternative. You can then either <b>contact a broker<\/b>, or directly <b>deal with banks<\/b> that offer private credits. Here are the money lending specialists in Switzerland:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Cambra Money Bank<\/li>\n<li>Bank Now<\/li>\n<li>Cashgate<\/li>\n<li>Migros bank<\/li>\n<li>Cantonal Banks<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"What_makes_their_offers_different\"><\/span>What makes their offers different?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are so <b>many different offers<\/b> on the market, it is not always easy to know whom to contact for the best private credit. What do Swiss <b>consumers take into consideration<\/b> before they make a request to a banking organisation?<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><b>The interest rate<\/b> (the lower it is, the more restrictive the banks are).<\/li>\n<li><b>The credited amount<\/b> (small loan or big amounts).<\/li>\n<li><b>The reimbursement duration<\/b> (from 6 to 72 months in general).<\/li>\n<li>The acceptance and process easiness.<\/li>\n<li>The possibility to get an extra cash amount.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Why_going_through_an_intermediary\"><\/span>Why going through an intermediary?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>By contacting a independent broker or a broker agency, you are taking an extra step to access your loan. However, <b>this procedure is often very useful<\/b>! Indeed, they know all the offers on the market and they will be able to lead you to the bank that <b>best fits your needs<\/b>. Your acceptance chances will also be bigger! An experienced society like <a href=\"http:\/\/www.multicredit.ch\/en\/credit\/personal\/\">Cashflex Multicredit<\/a> will be able to give you a <b>free and non-binding offer<\/b> within 48 hours!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Private credit is becoming more and more common in Switzerland. In the past, people would associate loans with financial problems, but this myth was proven to be wrong! Nowadays, most consumers make a private credit to finance all kinds of personal projects! Where do they request credits and and what are the differences between the several offers on the market?<\/p>\n","protected":false},"author":4,"featured_media":11240,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[258],"tags":[558,559,560,561,562],"class_list":["post-11246","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-en","tag-agencia-de-corretagem-en","tag-bancos-de-creditos-en","tag-corretagem-en","tag-credito-privado-en","tag-credito-privado-suica-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11246","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=11246"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11246\/revisions"}],"predecessor-version":[{"id":11252,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11246\/revisions\/11252"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/11240"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=11246"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=11246"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=11246"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}