{"id":11236,"date":"2016-10-05T08:49:29","date_gmt":"2016-10-05T08:49:29","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/augmenter-la-limite-de-votre-carte-de-credit\/"},"modified":"2022-07-21T12:56:57","modified_gmt":"2022-07-21T12:56:57","slug":"increase-the-limit-of-your-credit-card","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/increase-the-limit-of-your-credit-card\/","title":{"rendered":"Increase the limit of your credit card"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Who_determines_the_credit_card_limit\"><\/span>Who determines the credit card limit?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you request a credit card towards a financial instituion, this last one will study your solvability in order to determine the <b>maximum limit of the card<\/b>. This limit depends on:<\/p>\n<ul>\n<li><b>Your income<\/b>: the limit will varies between 1,000 Chf (low income) to 3&#8217;000 &#8211; 5,000 Chf (high income).<\/li>\n<li><b>Your credit history<\/b>: in case of bad history (notified to the ZEK, see <a href=\"https:\/\/www.multicredit.ch\/en\/glossary\/ZEK\">here<\/a>), your limit can be lowered, or your credit card refused.<\/li>\n<\/ul>\n<p>Once the limit of your Visa \/ Mastercard is determined, it won&#8217;t be automatically adjusted if your financial situation changes. Thus, it is up to yo to ask for a limit increase for your credit cards.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Rise_the_limit_of_your_Visa_Mastercard\"><\/span>Rise the limit of your Visa \/ Mastercard<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are two kinds of limit rising: the permanent rising, and the temporary rising.<\/p>\n<ul>\n<li><b>The temporary rising<\/b> is an increase of your limit for 1-2 months maximum. This solution is useful if you need your Visa or Mastercard for holiday or if you are planning to buy something expensive using your credit card.<\/li>\n<li><b>Permanent rising<\/b>, as its name suggests, is a permanent rising of your credit card limit.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Ask_for_a_limit_increase\"><\/span>Ask for a limit increase<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You can ask for a limit increase either by mail or directly by internet for some financial institutions. In order to ask for an increase:<\/p>\n<ul>\n<li>Temporary increase: you should justify the need for an increase, for example announcing holiday.<\/li>\n<li>Permanent increase: for this kind of increase, the financial institution will probably ask for your last salary slips in order to check your financial situation.<\/li>\n<\/ul>\n<p>Article written by Multicredit<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You own a credit card such a Visa or a Mastercard? Would you like to increase your credit card limite? Permanent or temporary increase, how to proceed? Explanation.<\/p>\n","protected":false},"author":4,"featured_media":11230,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[264],"tags":[548,549,449,451],"class_list":["post-11236","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card","tag-carte-de-credit-en","tag-limite-en","tag-mastercard-en","tag-visa-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=11236"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11236\/revisions"}],"predecessor-version":[{"id":11244,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/11236\/revisions\/11244"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/11230"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=11236"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=11236"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=11236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}