{"id":10473,"date":"2024-11-27T09:14:23","date_gmt":"2024-11-27T09:14:23","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/credit-moto-les-avantages-de-cette-solution-de-financement\/"},"modified":"2022-07-20T14:51:14","modified_gmt":"2022-07-20T14:51:14","slug":"moto-loan-what-are-the-benefits-of-this-solution","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/moto-loan-what-are-the-benefits-of-this-solution\/","title":{"rendered":"Moto loan: what are the benefits of this solution?"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"How_does_it_work\"><\/span>How does it work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A moto loan works the same way as any &#8220;consumer credit&#8221;: you borrow money from a bank or a financial instituion. The amount can be used to buy your vehicle. The reimbursement is done every month with <b>a fixed amount<\/b> paid directly towards the bank.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Flexible_conditions\"><\/span>Flexible conditions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The first advantage of this kind of alternative is the freedom offered by the loan. Indeed, a personal loan comes with flexible arrangements:<\/p>\n<ul>\n<li><b>Amount<\/b>: from 2,000 (or 3,000) Chf to 250,000 Chf<\/li>\n<li><b>Repayment<\/b>: over 12 to 72 months, sometimes more<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Benefits\"><\/span>Benefits<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A moto loan brings some advantages. Indeed, a private loan will allow you to fully purchase the vehicle, and become <b>it&#8217;s legitimate owner<\/b>. Globally, this solutions comes with the following benefits:<\/p>\n<ul>\n<li><b>Full or partial funding<\/b>: get the amount needed for your project to come true<\/li>\n<li><b>New or second-hand<\/b>: buy the vehicle from any seller<\/li>\n<li><b>The choice of the vehicle<\/b>: choose freely the brand and motel of your future motorcycle<\/li>\n<li><b>Insurances<\/b>: casco is optional, and generally cheaper<\/li>\n<li><b>Tax deduction<\/b>: deduce the interest of your loan from your tax declaration<\/li>\n<li><b>Early repayment<\/b>: spare on the interest if you make an early repayment<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"The_cost_of_a_moto_loan\"><\/span>The cost of a moto loan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The cost mainly depends of the <b>borrowed amount<\/b> and the <b>repayment duration<\/b>, but from the <b>interest rate<\/b> as well. For information, a 5,000 loan over 12 months:<\/p>\n<ul>\n<li>Represents a total interest of 209 Chf<\/li>\n<li>Involves a 434 Chf monthly repayment (interest included)<\/li>\n<li>With a 7.9% rate<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"MultiCredit_supports_its_clients_in_their_daily_lives\"><\/span>MultiCredit supports its clients in their daily lives<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you call on\u00a0<a href=\"https:\/\/multicredit.ch\/en\/best-credit-rate-contact-us\/\">MultiCredit<\/a>, you are putting your trust in a specialist who has been operating in Switzerland since 1999. Our experts have extensive experience in financing.<\/p>\n<p>More than 90\u2019000 clients have placed their trust in us over the course of our 23-year history. We take care of your request free of charge and with speed between 24 and 48 hours. We always put people first, on all projects and with tailor-made solutions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you decided to buy a new moto in a near future? Do you need a little help to finance your project? Why not going for a credit? Between cost and advantages, discover this interesting alternative solution.<\/p>\n","protected":false},"author":4,"featured_media":10465,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[258],"tags":[],"class_list":["post-10473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/10473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=10473"}],"version-history":[{"count":4,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/10473\/revisions"}],"predecessor-version":[{"id":20732,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/10473\/revisions\/20732"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/10465"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=10473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=10473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=10473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}