{"id":10008,"date":"2013-01-03T13:18:15","date_gmt":"2013-01-03T13:18:15","guid":{"rendered":"https:\/\/multicredit.ch\/wp\/union-de-credit-en-suisse\/"},"modified":"2020-04-06T09:26:25","modified_gmt":"2020-04-06T09:26:25","slug":"union-de-credit-en-suisse","status":"publish","type":"post","link":"https:\/\/multicredit.ch\/en\/union-de-credit-en-suisse\/","title":{"rendered":"Credit union in Switzerland"},"content":{"rendered":"<p><!--:--><!--:en--><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_credit_union\"><\/span>What is a credit union?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The term &#8220;credit union&#8221; generally refers to the idea of a financial cooperative founded by a group of people for the same group of people. Thus, a credit union can it be for example an organization created by the employees of a large company, whose services are reserved for those employees. Thus, one of the first credit union was it created by and for the employees of Walt Disney.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_services_are_offered\"><\/span>What services are offered?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The range of services offered by these cooperatives is typically placed in the field of financial services. It must be understood that the services offered by a credit union are reserved for members of the cooperative, who are also depositors, borrowers and shareholders. There is therefore no profit, and financial services such as loans can be obtained very favorable terms. For this reason, people are aware of the existence of these cooperatives often looking if there is a credit union in Switzerland.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Credit_Union_in_Switzerland\"><\/span>Credit Union in Switzerland?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Unfortunately, these credit union do not exist in Switzerland. Indeed, the credit market is highly regulated, and it does not allow the formation of such organizations. For an individual, it is not possible to obtain a loan from a credit union in Switzerland.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Are_there_alternatives\"><\/span>Are\u00a0there alternatives?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The best alternative to the credit union in Switzerland is to call on a broker. The latter will usually offer, in effect, loans at more attractive than going directly to a bank. Our partner Creditloan can be considered as a <a title=\"Credit Union in Switzerland with Creditloan\" href=\"http:\/\/creditloan.ch\/credit-union\" target=\"_blank\" rel=\"noopener\">good alternative to a credit union in Switzerland<\/a>.<\/p>\n<p><!--:--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many people are looking for the best loan conditions. These people sometimes wonder about the possibility of obtaining a loan from a credit union in Switzerland. We offer here some explanations and clarification on the subject.<\/p>\n","protected":false},"author":4,"featured_media":9996,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[258],"tags":[],"class_list":["post-10008","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-en"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/10008","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=10008"}],"version-history":[{"count":1,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/10008\/revisions"}],"predecessor-version":[{"id":10014,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/posts\/10008\/revisions\/10014"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/9996"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=10008"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=10008"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/tags?post=10008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}